use a machine commonly called a reverse ATM

Paying monthly bills (rent or mortgage, utilities, cell phone, etc.)

Doing regular shopping for the household (groceries, household supplies, pharmac

Making decisions about saving and investments (whether to save, how much to save

Making decisions about other household financial matters (where to bank, what pa

IRA, Roth IRA, 401(k), or other retirement fund

...consult your financial records (bank statements, credit card statements, etc.

any payments in last 3 days used Buy Now, Pay Later?