master only (1)
using only (2)
matched (3)
missing updated (4)
nonmissing conflict (5)
1 Coin machine/kiosk
2 Bank teller
3 Cash register or checkout in a store
4 Family or friend
5 Other
1 No
2 Prepaid/gift card
3 Deposit into bank account
4 Points or value to use on a website
5 Store credit
6 Other
1 Retail location
2 Online
3 Mobile phone
4 ATM
5 Card machine
6 Bank teller
7 Check cashier
8 Other location
1 Direct deposit ONLY to primary checking account
2 Direct deposit ONLY to some other checking or savings account
3 Direct deposit to more than one account
4 Paper check
5 Cash
6 Payroll card
7 Primary general purpose reloadable prepaid card
8 Other general purpose reloadable prepaid card
9 Other
1 Primary checking account
2 Other checking or savings account
3 Salary/wages/tips
4 Cashing a check
5 Credit card cash advance
6 Primary GPR prepaid card cash withdrawal
7 Other prepaid card cash withdrawal
8 Another person
9 Other source
1 C1: ATM
2 C2: Cash back at a retail store
3 C3: Bank teller
4 C4: Family or friend
5 C5: Check cashing store
6 C6: Employer
7 C7: Cash refund from returning goods
8 C8: Payday lender
9 C9: Other location
1 Yes
2 No
1 Expenditure
2 Transfer
3 Income
0 Multiple payment methods
1 Cash
2 Check
3 Credit card
4 Debit card
5 Prepaid/gift/EBT card
6 Bank account number payment
7 Online banking bill payment
8 Money order
9 Traveler's check
10 PayPal
11 Account-to-account transfer
12 Mobile phone payment
13 Other payment method
14 Deduction from income
1 Previously received goods/services
2 Goods/services to be received in the future
1 Same amount each bill
2 Amount changes from bill to bill
1 Regularly recurring
2 One time
3 Recurring but irregular
1 Computer
2 Tablet
4 Landline phone
5 Mail
6 Some other device not listed
7 No device
Credit card repayment
Mortgage
HEL/HELOC
Auto/car loan
Installment loan
Zero-interest or no-money-down loan
Payday loan
Student loan
Marketplace or peer-to-peer loan
Loan from another person
Health insurance
Life insurance
Umbrella insurance
Vehicle insurance
Homeowners' or renters insurance
Other type of insurance
Parking
Tlls
Public trans
Utilities (phone/internet, trash collection, electricity, etc)
Federal taxes
State taxes
Local taxes
Property taxes
Car/vehicle taxes
Charitable donation
Offering, tithe, collection plate
Purchase goods and service
Gift or allowance
Lend money
Split check, share expenses
Make a remittance
Alimony or child support
Pay a fee
Transfer money to another owned account
Make an investment
Tuition or fees
Child care
Pharmacy
Doctor, dentist, or other health care professional
Hospital, residential care, or other medical institution
Financial services provider
Education provider
Medical care provider
Government
Non-profit/charity/religious
A person
Retail store or online retailer; restaurants and gas stations
Business that sells primarily services
Grocery stores, convenience stores without gas stations, pharmacies
Gas stations
Sit-down restaurants and bars
Fast food restaurants, coffee shops, cafeterias, food trucks
General merchandise stores, department stores, other stores, online shopping
General services: hair dressers, auto repair, parking lots, laundry or dry cleaning, etc.
Arts, entertainment, recreation
Utilities not paid to the government: electricity, natural gas, water, sewer, trash, heating oil
Taxis, airplanes, delivery
Telephone, internet, cable or satellite tv, video or music streaming services, movie theaters
Building contractors, plumbers, electricians, HVAC, etc.
Professional services: legal, accounting, architectural services; veterinarians; photographers or photo processers
Hotels, motels, RV parks, campsites
Rent for apartments, homes, or other buildings, real estate companies, property managers, etc.
Mortgage companies, credit card companies, banks, insurance companies, stock brokers, IRA funds, mutual funds, credit unions, sending remittances
Can be a gift or repayment to a family member, friend, or co-worker. Can be a payment to somebody who did a small job for you.
Charitable or religious donations
Hospital, doctor, dentist, nursing homes, etc.
Government taxes or fees
Schools, colleges, childcare centers
Public transportation and tolls
1: Within last month
2: Between 1 and 3 months ago
3: Between 3 months and 1 year ago
4: More than 1 year ago
1 Cars, trucks, motorcycles, other motor vehicles and parts
2 Furniture and furnishings
3 Household appliances
4 Computers, cameras, TVs, other electronics
5 Sports equipment, sports and recreational vehicles, and boats
6 Jewelry and watches
7 Therapeutic appliances and equipment
8 None of the above
1 Preferred method not accepted
2 Did not have preferred method at hand
3 Speed of payment
4 Security of the transaction
5 Received a discount
6 Would have paid a surcharge
7 Transaction size
8 Different preference for this merchant
3 I did not have enough money available
4 Payment would have been late
5 Security of the transaction
6 Received a discount
7 Would have paid a surcharge
8 Transaction size
9 Different preference for this merchant
10 Other
1 PIN
2 Signature
3 CVC/CVV code
4 None of these
5 Some of combination of these two
1 Visa
2 MasterCard
3 Discover
4 American Express
5 No logo
6 Other logo
1 Today
2 In the future
1 Bank
2 Post office
3 Western Union or someplace similar
4 Other
1: Today
2: 1 to 6 days ago
3: 7 to 13 days ago
4: 14 to 29 days ago
5: 30 or more days ago
1 Credit card
2 Debit card
3 Linked bank account
4 Money stored with Paypal
1 EZPass or other electronic toll device
2 Apple Pay
3 Bitcoin or other virtual currency
4 Remittance
3 Prepaid card
4 Bank account number
1 App payment
2 Text message payment
3 Payment made in browser
1 Tapped to pay
2 Scanned QR code or showed screen to cashier
3 Paid in advance or remotely (e.g. Uber)
4 Used a web browser
4 Linked bank account
5 Money stored in payment service (e.g. paypal)
1 Security
2 Accepted lots of places
3 Cost
4 Convenience
5 Budget control
6 Rewards
7 Speed
8 Other
1: Within the last month
4: Longer than 1 year ago