3 Non-profit organization including tax exempt and charitable organizations

IRA, Roth IRA, 401(k), or other retirement fund

most prefered payment method bill payments

10 Mobile payment apps, such as PayPal, Zelle, Venmo, etc.

Speed of notification of new balance of your account
Speed of payment deduction from your bank account or prepaid card

Speed at time of payment
Speed of notification of new balance of your account
Speed of payment deduction from your bank account or prepaid card
Speed of recipient receiving payment
Velocidad de la deducción del pago de su cuenta de banco o tarjeta prepaga
Velocidad de recepción del pago por parte del receptor

Speed at time of payment
Speed of notification of new balance of your account
Speed of payment deduction from your bank account or prepaid card
Speed of recipient receiving payment
Velocidad de la deducción del pago de su cuenta de banco o tarjeta prepaga
Velocidad de recepción del pago por parte del receptor

...carry the smaller checkbook sized diary?

...consult your financial records (bank statements, credit card statements, etc.