10 Mobile payment apps, such as PayPal, Zelle, Venmo, Square Cash, MoneyGram, Western Union, etc.

1 Grocery stores, convenience stores, pharmacies
2 Gas stations
3 Sit-down restaurants and bars
4 Fast food restaurants, coffee shops, cafeterias, food trucks
5 General merchandise stores, department stores, other stores, online shopping
6 General services: hair dressers, auto repair, parking lots, laundry or dry cleaning, etc.
7 Arts, entertainment, recreation
8 Utilities not paid to the government: electricity, natural gas, water, sewer, trash, heating oil
9 Taxis, airplanes, delivery
10 Telephone, internet, cable or satellite tv, video or music streaming services, movie theaters
11 Building contractors, plumbers, electricians, HVAC, etc.
12 Professional services: legal, accounting, architectural services; veterinarians; photographers or photo processers
13 Hotels, motels, RV parks, campsites
14 Rent for apartments, homes, or other buildings, real estate companies, property managers, etc.
15 Mortgage companies, credit card companies, banks, insurance companies, stock brokers, IRA funds, mutual funds, credit unions, sending remittances
16 Can be a gift or repayment to a family member, friend, or co-worker. Can be a payment to somebody who did a small job for you.
17 Charitable or religious donations
18 Hospital, doctor, dentist, nursing homes, etc.
19 Government taxes or fees
20 Schools, colleges, childcare centers
21 Public transportation and tolls

1 Pay a credit card bill
2 Make a loan payment (Examples: mortgage, student loan, auto, home equity, installment, zero interest, no-money-down)
3 Pay for insurance (Examples: health, auto, homeowners, renters, life, umbrella)
4 Make a remittance to a person in a foreign country
5 Pay a fee (Examples: checking account, foreign ATM, overdraft, late payment, loan origination)
6 Transfer money to another account that you own
7 Make an investment (bought stocks, bonds, mutual funds)
8 Other, please specify: pay010_other[PDCnt]

3 CVC/CVV code (the 3digit numeric code on the back of a Visa, MasterCard, and Discover, or 4 digits on the front of an American Express)
6 Other, please specify: q101c_other[PFCnt]