R age
R age range
R HIGHEST LEVEL OF EDUCATION
R EMPLOYMENT TYPE
HH TOTAL INCOME
R HOURS WORK PER WEEK
R MARITAL STATUS
R SPANISH GROUP
R STATE RESIDENCE
Survey start date
Survey end date
OVERDRAFT PROTECTION
ATM fees for withdrawing cash
Overdraft fees
Bounced check fees
Low balance fees
Too-many-transactions fees
Teller fees
I did not pay any fees
NUMBER OF CHECKING ACCOUNTS
NUMBER OF SAVINGS ACCOUNTS
WHY NO CHECKING ACCOUNT
Cash advance fee
Late payment fee
Balance transfer fee
Annual fee
Over-limit fee (also known as overdraft fee)
Foreign transaction fee
any fees on primary credit card
NUMBER OF CREDIT CARDS
value of owned cryptocurrency
Bitcoin
Ethereum
Dogecoin
Litecoin
Other, please specify: PA119_other
KINDS OF CRYPTOCURRENCIES OWNED
HOW MANY MONEY ORDERS FROM NON-BANK IN PAST 30 DAYS
HOW MANY REMITTANCES FROM NON-BANK IN PAST 30 DAYS
HOW MANY TIMES USED CHECK CASHING STORE IN PAST 30 DAYS
UNPAID BALANCE CREDIT CARDS CARRIED OVER LAST MONTH
COMPARED TO 12 MONTHS AGO UNPAID CREDIT CARDS BALANCE
CREDIT RATING
FAMILY INCOME PREVIOUS 12 MONTHS
most prefered payment method bill payments
heard of buy now pay later
paid with buy now, pay later
number of installments for most recent buy now, pay later
how many times use buy now pay later last 30 days
White
Black or African American
Asian
RISK RATING MOBILE PAYMENTS
ACCEPTED RATING MOBILE PAYMENTS
COST RATING MOBILE PAYMENTS
CONVENIENCE RATING MOBILE PAYMENTS
GETTING & SETTING UP MOBILE PAYMENTS
PAYMENT RECORDS RATING MOBILE PAYMENTS
SPEED RATING ON USING CASH
SPEED RATING ON USING CHECK
SPEED RATING ON USING DEBIT CARD
SPEED RATING ON USING CREDIT CARD
SPEED RATING ON USING PREPAID CARD
SPEED RATING ON USING ELECTRONIC BANK ACCOUNT DEDUCTION
SPEED RATING ON USING ONLINE BANKING BILL PAY
SPEED RATING ON USING MONEY ORDER
SPEED RATING MOBILE PAYMENTS
currently have any plans to stop using cash in future
...using cash to pay for things
...holding cash in my pockets, wallet, or purse
...storing cash in places like my house, car, or office
...using cash to transfer money to friends or family
Other, please specify: cashless02_other
what stopped using cash for
Other, please specify: cashless03_other
what will stop using cash for
problematic if U.S. consumers stopped paying cash businesses stopped accepting c
how cope if no cash in society
I need cash for when other payment methods are not accepted, for example to pay
I use cash to monitor my spending or as a budgeting tool.
I dont have access to a debit card or credit card, so cash is the only payment m
I use cash in case of power outages or other events that make other payment meth
I get paid in cash.
Other, please specify: cashless07_other
why difficult cashless society
They need cash for when other payment methods are not accepted, for example to p
They use cash to monitor my spending or as a budgeting tool.
They dont have access to a debit card or credit card, so cash is the only paymen
They use cash in case of power outages or other events that make other payment m
They get paid in cash.
Other, please specify: cashless08_other
why other people difficult cashless society
Paying monthly bills (rent or mortgage, utilities, cell phone, etc.)
Doing regular shopping for the household (groceries, household supplies, pharmac
Making decisions about saving and investments (whether to save, how much to save
Making decisions about other household financial matters (where to bank, what pa
NUMBER OF DEBIT CARDS
how much could you pay for
cash on hand
checking account
Checking account overdraft
Credit card
Home equity line of credit
Savings account
Payday loan
Family and friends
Pawnshop
cash set aside
checking account set aside
savings account set aside
prepaid card set aside
Total
Prepaid card
...keep receipts?
...consult your financial records (bank statements, credit card statements, etc.
...use your memory?
...use some other method?
None of these methods
HOW PLEASANT INTERVIEW