Regulatory News makes current information from the Supervision, Regulation, and Credit Division easily accessible.
January 19, 2021
Board Finalizes Capital Planning Rule
The Federal Reserve finalized a rule, generally similar to the proposal, that updates the Board's capital planning requirements to be consistent with other recently modified Board rules.
December 18, 2020
Fed Affirms Capital Buffer at Current Level
The Federal Reserve Board has voted to affirm the Countercyclical Capital Buffer at the current level of 0 percent, following the framework detailed in the Board's policy statement.
December 18, 2020
Second Round of Bank Stress Test Results Released
The Federal Reserve Board released a second round of bank stress test results, which showed that large banks had strong capital levels under two separate hypothetical recessions.
December 18, 2020
Agencies Propose Requirement for Computer Security Incident Notification
Regulators have announced a proposal that would require supervised banking organizations to promptly notify their primary federal regulator in the event of a computer security incident.
December 17, 2020
CRA Asset-Size Threshold Adjustment Released
Regulators have announced the annual adjustment to the asset-size thresholds used to define small bank and intermediate small bank under the Community Reinvestment Act regulations.
December 15, 2020
Federal Reserve Joins Climate Risk Management Network
The Federal Reserve announced that it has formally joined the Network of Central Banks and Supervisors for Greening the Financial System.
December 9, 2020
Agencies Announce Several Resolution Plan Actions
Regulators have announced several resolution plan actions, which describe a strategy for resolution in bankruptcy in the event of a company's material financial distress or failure.
December 7, 2020
Fed Announces Annual Indexing for 2021
The Federal Reserve announced the annual indexing of the reserve requirement exemption amount and the low reserve tranche, which are required by statute but will not affect depository institutions' reserve requirements.
December 3, 2020
Fed Announces Advisory Committee Members
The Federal Reserve Board announced seven members, including three new members, of its Insurance Policy Advisory Committee, who will serve three-year terms beginning in 2021.
SR Letter Archives (Board of Governors)
January 19, 2021 – SR Letter 21-2
Guidance Issued on Suspicious Activity Reporting
To clarify Suspicious Activity Report filing requirements, regulators have issued answers to frequently asked questions regarding suspicious activity reporting and other anti-money laundering considerations.
December 22, 2020 – SR 20-31
Regulators Specify Status of Investment Funds, Portfolio Investments
Banking agencies issued a statement explaining that they will continue to exercise discretion not to take enforcement action against asset managers in certain defined circumstances.
December 18, 2020 – SR 20-30
Fed Makes Clear Supervisory Program's Scope
The Federal Reserve has defined which types of financial institutions are subject to the Large Institution Supervision Coordinating Committee supervisory program.
December 11, 2020 – SR 20-29
Recommended Treatment of Legacy Swaps Discussed
Banking regulators have issued a statement discussing recommendations about when not to take enforcement action if a covered swap entity is a party to a legacy swap that was amended under certain conditions.
December 4, 2020 – SR 20-28 / CA 20-14
Federal Reserve Revises Ombudsman Process
The Federal Reserve Board updated its policy statement governing the internal appeals process for material supervisory determinations and revised its ombudsman policy.
Requests for Comment
Regulators Request Comment on Flood Insurance Information
Regulators have requested public comment on proposed questions and answers regarding private flood insurance, which is intended to help lenders comply with a rule implementing past private flood insurance provisions.
Requirement for Incident Notification Proposed
Regulators have announced a proposal that would require supervised banking organizations to promptly notify their primary federal regulator in the event of a computer security incident. The regulators are also requesting public comment on a notice of proposed rulemaking.
ToolsCommercial Real Estate (CRE) Momentum Index
This interactive market analysis tool combines economic and real estate market data for more than 300 metro areas to provide insight into the momentum of change in CRE markets across the country. It enables users to identify trends and assess market risks for the four major property sectors—apartment, office, retail, and industrial.Cybersecurity Assessment Tool (guía del usuario disponible en español )
In light of the increasing volume and sophistication of cyber threats, the Federal Financial Institutions Examination Council has developed the Cybersecurity Assessment Tool to help identify risks and determine preparedness. Este artículo también está disponible en español.
Home Ownership Affordability Monitor
This tool tracks the relative changes in home ownership affordability at a higher frequency and more granular level of geography than other current housing tools. It measures the ability of a median-income household to absorb the estimated annual costs associated with owning a median-priced home.Mortgage Analytics and Performance Dashboard
The Mortgage Analytics and Performance Dashboard (MAPD) gives policymakers at the national, state, and local levels the ability to see where owner-occupant homeowners in their jurisdictions have fallen behind on mortgage payments or used mortgage forbearance as a means of economic relief during the COVID-19 pandemic.