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    <link>https://www.atlantafed.org</link>
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      <link>https://www.atlantafed.org</link>
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      <title>Automation, Learning, and Career Dynamics</title>
      <link>https://www.atlantafed.org/research-and-data/publications/working-papers/2026/05/14/06-automation-learning-and-career-dynamics</link>
      <pubDate>Thu, 14 May 2026 15:02:00 EST</pubDate>
      <description>The authors study how an automating technology affects career dynamics, human capital, and welfare in an economy where workers acquire skill through the tasks they perform.</description>
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      <title>What's Behind Declining Birth Rates in the U.S.?</title>
      <link>https://www.atlantafed.org/research-and-data/publications/working-papers/2026/05/13/05-whats-behind-declining-birth-rates-in-the-us</link>
      <pubDate>Wed, 13 May 2026 10:52:00 EST</pubDate>
      <description>Highlighting an important but mostly overlooked factor in declining US birth rates, this working paper examines the growing medical difficulties of childbearing alongside shifting generational preferences, discussing policies addressing both fertility desire and biological constraints.</description>
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      <title>Beige Book Reports Modest Growth, Pervasive War-Related Uncertainty</title>
      <link>https://www.atlantafed.org/what-we-study/regional-economy/beige-book/2026/04/15/beige-book-reports-modest-growth-pervasive-war-related-uncertainty</link>
      <pubDate>Wed, 15 Apr 2026 14:06:00 EST</pubDate>
      <description>The southeastern economy grew only modestly, with a Middle Eastern war providing fresh concern, according to the new Beige Book report from the Atlanta Fed.</description>
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      <title>New Fed Data: Number and Value of Payments  for Largest DIs 2015 to 2022</title>
      <link>https://www.atlantafed.org/research-and-data/publications/take-on-payments/2026/04/07/new-fed-data-number-and-value-of-payments-for-largest-dis-2015-to-2022</link>
      <pubDate>Tue, 07 Apr 2026 11:56:00 EST</pubDate>
      <description>Newly released data on payment activity at the largest 100 depository institutions in the US from 2015 to 2022 highlights trends in payment volumes and values.</description>
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      <title>Fiat-Backed Stablecoins and Narrow Banking</title>
      <link>https://www.atlantafed.org/research-and-data/publications/policy-hub-papers/2026/03/31/02-fiat-backed-stablecoins-and-narrow-banking</link>
      <pubDate>Tue, 31 Mar 2026 10:00:00 EST</pubDate>
      <description>Stablecoins' growing popularity and an evolving legislative landscape have combined to raise the public profile of this form of currency. This paper explores the similarities and differences between narrow banking and fast-growing fiat-backed stablecoins.</description>
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      <title>Artificial Intelligence, Productivity, and the Workforce: Evidence from Corporate Executives</title>
      <link>https://www.atlantafed.org/research-and-data/publications/working-papers/2026/03/25/04-artificial-intelligence-productivity-and-the-workforce-evidence-from-corporate-executives</link>
      <pubDate>Wed, 25 Mar 2026 13:57:00 EST</pubDate>
      <description>Examining survey data from corporate executives, the authors find widespread but uneven AI adoption, positive labor productivity gains varying across sectors and strengthening in 2026, and limited near-term job loss alongside compositional shifts in jobs as a result of AI.</description>
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      <title>Fragile Job Market, Rising Prices Increase Financial Stress Across the Southeast</title>
      <link>https://www.atlantafed.org/research-and-data/publications/partners-update/2026/03/24/fragile-job-market-rising-prices-increase-financial-stress-across-the-southeast</link>
      <pubDate>Tue, 24 Mar 2026 16:08:00 EST</pubDate>
      <description>Eroding confidence in the labor market and price pressures contribute to economic anxiety among low- and moderate-income households.</description>
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      <title>Firm Data on AI</title>
      <link>https://www.atlantafed.org/research-and-data/publications/working-papers/2026/03/24/03-firm-data-on-ai</link>
      <pubDate>Tue, 24 Mar 2026 00:00:00 EST</pubDate>
      <description>Using representative surveys across four countries answered by nearly 6,000 CFOs, CEOs, and executives the authors document widespread AI adoption with little impact so far but expected productivity gains and modest employment declines over the next three years.</description>
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      <title>Do Discounts Make an Impact at the In-Person Point of Sale?</title>
      <link>https://www.atlantafed.org/research-and-data/publications/take-on-payments/2026/03/09/do-discounts-make-an-impact-at-the-in-person-point-of-sale</link>
      <pubDate>Mon, 09 Mar 2026 11:27:00 EST</pubDate>
      <description>Payment habits are hard to break even when financial incentives are offered. Among all demographics studied, credit card users showed the strongest loyalty to their payment method.</description>
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      <title>Bank Security Act (BSA) Report for 2024 Finds Drop in Value of Ransomware Payments</title>
      <link>https://www.atlantafed.org/research-and-data/publications/take-on-payments/2026/02/23/bank-security-act-report-for-2024-finds-drop-in-value-of-ransomware-payments</link>
      <pubDate>Mon, 23 Feb 2026 10:00:00 EST</pubDate>
      <description>In the ongoing cat-and-mouse game between cybercriminals and law enforcement, recent data shows a promising turn: Ransomware payments dropped by one-third in 2024, potentially due to law enforcement actions against major threat groups.</description>
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      <title>Financial Health in Louisiana: Atlanta Fed Event Yields New Insights</title>
      <link>https://www.atlantafed.org/research-and-data/publications/partners-update/2026/02/20/financial-health-in-louisiana-atlanta-fed-event-yields-new-insights</link>
      <pubDate>Fri, 20 Feb 2026 09:27:00 EST</pubDate>
      <description>This Partners Update reports on a 2025 data walk in Baton Rouge, Louisiana. The event revealed state-wide economic trends and timely new information for Atlanta Fed researchers.</description>
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      <title>Merchant Steering of Consumer Payment Choice</title>
      <link>https://www.atlantafed.org/research-and-data/publications/working-papers/2026/02/17/02-merchant-steering-of-consumer-payment-choice</link>
      <pubDate>Tue, 17 Feb 2026 13:57:00 EST</pubDate>
      <description>New Atlanta Fed research identifies reasons why consumers often deviate from their preferred payment method when making in-person purchases.</description>
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      <title>The Payments Mix You Don't Need Until You Move</title>
      <link>https://www.atlantafed.org/research-and-data/publications/take-on-payments/2026/02/09/payments-mix-you-dont-need-until-you-move</link>
      <pubDate>Mon, 09 Feb 2026 13:40:00 EST</pubDate>
      <description>From hunting for the checkbook in packed boxes, to nervously carrying around an envelope of cash, each transaction during a recent move made clear the advantages and disadvantages of different payment methods. </description>
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      <title>Geographic Inequality in Food Inflation</title>
      <link>https://www.atlantafed.org/research-and-data/publications/policy-hub-papers/2026/02/02/01-geographic-inequality-in-food-inflation</link>
      <pubDate>Mon, 02 Feb 2026 10:00:00 EST</pubDate>
      <description>Using scanner data to measure food inflation across regions with different income levels, the authors find that poorer metropolitan statistical areas experience higher food inflation than richer ones do, partly because of higher retailer concentration in poorer areas.</description>
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      <title>The Evolution of U.S. Educational Mobility over the 20th Century and the Role of Public Education</title>
      <link>https://www.atlantafed.org/research-and-data/publications/working-papers/2026/01/12/01-evolution-of-us-educational-mobility-over-the-20th-century-and-the-role-of-public-education</link>
      <pubDate>Mon, 12 Jan 2026 12:33:00 EST</pubDate>
      <description>Using two new large-scale linked datasets, the authors examine the evolution of intergenerational educational mobility in the United States during the 20th century and the role that investments in public education have played in shaping these long-run trends.</description>
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