September 2026 Newsletter
September 23, 2026
Supervision and Regulation Letters
SR 26-4: Guidance on Lending to Individuals Not Legally Authorized to Work in the United States
The Board of Governors of the Federal Reserve System (Board) is issuing this letter to make mutual banking organizations aware of recently issued Frequently Asked Questions (FAQs) in the Legal Interpretations of Regulation Q and Regulation MM. The FAQs clarify the process for Board-regulated mutual banking organizations to issue capital instruments that qualify as regulatory capital. The FAQs include template term sheets that a Board-regulated mutual banking organization can reference when considering the issuance of qualifying regulatory capital instruments. The FAQs and template term sheets are published on the Board’s public website.
View All Supervision and Regulation Letters by Year
What's New
Save the Date: 2027 Banking Outlook Conference—February 25, 2027
Mark your calendars for the 2027 Banking Outlook Conference, hosted by the Federal Reserve Bank of Atlanta's Supervision and Regulation Division on Thursday, February 25, 2027. Presented in partnership with the Graduate School of Banking at Louisiana State University, this year's conference will bring together industry leaders and experts to explore timely topics relevant to the banking sector. More details will be announced soon.
Stay tuned for updates, and feel free to contact us for more information.
New Web Page Offering Frontier AI Resources for Supervised Institutions
The Federal Reserve has launched a web page offering frontier AI resources for supervised institutions, aimed at helping them navigate the opportunities and risks of AI in cybersecurity. It includes publicly available content from public and private sector sources, including lessons learned from institutions and service providers using frontier AI. The Fed notes these links are for informational purposes only, without endorsing any product or setting regulatory expectations. Please share this resource with your examiners and supervised institutions as appropriate.
Resource on Frontier AI and Cybersecurity is Now Available
Stronger Together: Strategies for Cyber and Fraud Resilience
Join the Federal Reserve Bank of Philadelphia and lead information security experts on October 8, 2026, for the 15th annual Financial Institutions and Law Enforcement Cybersecurity Conference. This year's theme is Stronger Together: Strategies for Cyber and Fraud Resilience.
This full-day virtual conference is your opportunity to learn about strategies and the latest ideas to help defend against cyberattacks and fraud and improve security at your institution.
Wednesday, October 14, 2026, 2:00-3:15 p.m. (ET): Wind and Solar Update
Following up on the August Ask the Fed® oil and gas session, the Federal Reserve Bank of Dallas focuses on renewable power generation. As the sector adapts to revised federal incentives and surging electricity demand, driven in part by AI-related power needs, grid interconnection, permitting timelines, and financing costs are increasingly shaping which projects move forward.
In this 75-minute session, Cameron Barrett and Kunal Patel, senior business economists, will cover trends in solar and wind development, respectively. Matt Adams, examiner, will explore growth in syndicated lending for renewable energy projects, and SungJe Byun, senior research economist, will close with key risk management considerations for banks engaged in renewable energy lending.
Registration is open Email your questions
14th Annual Community Banking Research Conference
The 14th annual Community Banking Research Conference—sponsored by the Federal Reserve System, the Conference of State Bank Supervisors (CSBS), and the Federal Deposit Insurance Corp. (FDIC)—will take place on October 6–7. The conference brings together community bankers, academics, policy makers, and bank regulators to discuss the latest research on community banking.
Want to Know More?
To see more items relating to supervision and regulation, go to the Atlanta Fed's Supervision and Lending web page or email us for information.
The Atlanta Fed's redesigned website is here—and it's faster, cleaner, and built to serve users better than ever. With a modern interface, intuitive navigation, and enhanced accessibility, it offers an improved digital experience to connect you to the information you're looking for.
Want to Request a Speaker?
Atlanta Fed economists, senior officers, and subject matter experts are available to speak to your organization. Submit a request on our Speakers Bureau web page.
Press Releases
The following press releases are available on the Board's Banking and Consumer Regulatory Policy website.
Information available on the Banking and Consumer Regulatory Policy website includes:
- No new press releases on banking and consumer regulatory policy have been issued.
Information on press releases and announcements is available on the Federal Financial Institutions Examination Council website.
- No new press releases or announcements on the FFIEC website have been issued.
Bookmarks
Contact Information
If you need to change your bank contact information, do not send changes to us. To ensure a timely response, send them to:
Emergency and Strategic Communications Portal
Email: strategic.communications@stls.frb.org
Support Center: 855-727-5919