Terms of Use

The Federal Reserve Bank of Atlanta (“Bank”) provides this website (“website”) as a convenience to its customers, depository institutions, and the public. By using the Federal Reserve Bank of Atlanta's ("Bank's") website or the information, data, or materials available on this website (“Information”) you implicitly agree to these terms and conditions. If you do not agree to these terms and conditions, do not use this website. The Bank reserves the right to amend these disclaimers and terms of use at any time. The Bank will not provide you with notice of any such amendments. You are responsible for reviewing this page from time to time to monitor for any such amendments. Your continued use of this website after the date on which these terms and conditions have been changed constitutes your acceptance of the new terms and conditions.

Accuracy of information on this site – no warranty

The Federal Reserve Bank of Atlanta takes reasonable measures to ensure the quality of the data and other information produced by the Bank and made available on this website.

THE BANK DOES NOT WARRANT THAT ANY INFORMATION CONTAINED ON THIS WEBSITE DOES NOT DEFAME ANY INDIVIDUAL OR ENTITY OR INFRINGE UPON ANY INDIVIDUAL'S OR ENTITY'S RIGHTS OF PRIVACY OR PUBLICITY. THE BANK PROVIDES NO WARRANTIES, EXPRESS OR IMPLIED, AS TO THE ACCURACY, TIMELINESS, COMPLETENESS, MERCHANTABILITY, FITNESS FOR ANY PARTICULAR PURPOSE, TITLE, QUALITY AND NON-INFRINGEMENT OF ANY INFORMATION ON THIS WEBSITE. ALL INFORMATION, DATA AND MATERIALS ARE PROVIDED ON AN "AS IS" BASIS WITHOUT WARRANTY OF ANY KIND.

Third-party content

Some information contained on this website may be copyrighted by its owner(s), and permission to use such copyrighted materials must be obtained from the appropriate owner of the copyrighted material. Our permission to reproduce our publications does not apply to other websites that may be linked to/from the Federal Reserve Bank of Atlanta's website. Such other websites are governed by the individual policies of the relevant providers. If you want to make any other use of third-party content, you must obtain permission directly from the owner of that content.

The Federal Reserve Bank of Atlanta makes no warranty, express or implied, and does not assume any liability or responsibility for any information that is available on any external website. All statements and opinions expressed in any third-party materials displayed on the website are solely attributable to the third party, who bears all responsibility for that material. The Bank does not endorse any third-party views expressed on this website, and it does not sponsor, endorse, or recommend any products or services used or referenced in the website.

Use of materials on this website

This website contains copyrighted materials, trademarked materials and other proprietary information, including without limitation, text, software, graphics, logos, and buttons that are the property of the Bank or third parties ("proprietary materials"). Except as provided in these terms and conditions, to utilize these proprietary materials, written permission must be obtained from the owner(s) of the rights in the proprietary materials. Users may not reproduce, modify, publish, transmit, participate in the transfer or sale of, create derivative works from or in any way exploit any of the content, in whole or in part, of any copyrighted, trademarked or proprietary information owned by the Bank, except as expressly authorized by the Bank. The Bank cannot grant permission to use copyrighted material, trademarked material or other proprietary information owned by third parties.

Except as expressly provided elsewhere on this website, modifying, distributing, transmitting, performing, broadcasting, publishing, uploading, licensing, reverse engineering, transferring, selling, or creating derivative works from the material on this website is expressly prohibited.

Unauthorized attempts to upload or change information, to defeat or circumvent security measures, or to use this site or its content for other than its intended purpose are prohibited.

You may not use the website or its information in a manner that violates any applicable law or regulation or for any fraudulent purpose. You may not impersonate or attempt to impersonate the Bank or any Bank employee, including through the use of email addresses associated with them.

You must avoid using or accessing the website in a manner that has or could have the effect of disabling, damaging, or interfering with the functioning of the website or use of the website by others.

The Bank does not permit the use of its name in advertising, as an endorsement for any product or service or for any other purpose, commercial or otherwise.

The Bank does not represent or warrant that your use of the material on this website will not infringe the rights of third parties.

The Bank reserves the right to limit or terminate your access to or your use of this website for any reason at any time without notice. Exercise of this right does not waive or affect any other right or remedy to which the Bank may be entitled at law or in equity.

License to use Bank-owned copyrighted material on this website

Materials created by the Bank and its employees, whether they contain a copyright notice or not, are protected from unauthorized use by copyright law. To utilize those materials in which the copyright is owned by the Bank, permission must be granted by the Bank. The Bank hereby grants permission to reproduce Bank-owned content (print and digital) offered through our website without limitation as to number, provided that such reproductions are not for commercial gain or monetary profit and that appropriate attribution to the Federal Reserve Bank of Atlanta is made on all such reproductions. Please send a copy of reproduced content (print and digital) that include any abstracted materials, with appropriate attribution, to the Bank's Public Affairs Department. To utilize materials in which the copyright is owned by a third party, you must contact that third party.

Disclaimer

Views expressed in the Economic Review, EconSouth, Economy Matters, Financial Update, Extra Credit, Partners in Community and Economic Development discussion papers, Policy Hub, Partners Update, Retail Payments Risk Forum discussion papers, the Regional Economic Information Network, consumer payments reports, working papers, brochures, conference papers, and the like accessible via this website do not necessarily reflect the views of the Bank or the Federal Reserve System.

Trademarks and service marks

Trademarks and service marks owned by the Bank may not be used without express written permission from the Bank. Other marks which may appear on this website such as the Federal Reserve Financial Services logo, FedLine, the FedLine logo, FedNow, Fedwire, and Fednet are registered trademarks of the Federal Reserve Banks. Other marks used on this website are the property of their respective owners and are used by permission. Permission to use any marks of third parties must be obtained from those third parties.

Except to identify the Bank as the source of information, these terms and conditions do not authorize you to use the name of the Bank or any Federal Reserve trade names, trademarks, service marks, or product names.

Registration

The Bank's email notification and subscription services are free of charge. By providing your email address to us or subscribing, you agree to waive any claim against the Bank for any messages you may receive or any resulting harm to you or your computer from receiving such messages. You also authorize the Bank to maintain your name and contact information in its files and continue to send you email notifications until you unsubscribe by either clicking on the unsubscribe link included in alerts or other notifications sent to you by the Bank. The Bank assumes no responsibility for any inaccuracies in any messages you receive.

In registering or using this website, you shall not create an account for anyone other than yourself, unless previously authorized by another person to do so.

The Bank may terminate your registration and remove or discard all or any part of your registration data or user content at any time for any reason without prior notice.

Consent to monitoring

The Bank monitors use of this website. By using this website, you expressly agree to such monitoring. For the limited circumstances in which the Bank collects personal information through the website, the Bank follows the practices described in these Terms of Use.

Material you submit

You acknowledge that you are responsible for any information or other material you may submit to the Bank through this website.

By submitting material through this website, you represent and warrant that (1) you own or otherwise have the necessary licenses, rights, consents, and/or permissions to use and to authorize the Bank to use the material you submit in accordance with these terms of use; (2) the material does not and will not infringe, violate, or misappropriate any third-party right, including any copyright, trademark, patent, trade secret, moral right, privacy right, or publicity right; (3) the material, or submission or use of the material, does not and will not violate any contractual restrictions to which the material may be subject; (4) the material does not slander, defame, or libel any other person, (5) the material does not contain any viruses, adware, spyware, worms, or other malicious code, and (6) the material does not and will not violate any provision of these terms of use.

If you submit material through this website, you grant the Bank an unrestricted, nonexclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display that material throughout the world in any media. You acknowledge and agree that the Bank is free to use any ideas, concepts, or know-how that you provide to the Bank through this website. You grant the Bank the right to use the name you provide in connection with the material you submit, if it chooses to do so.

In using this website, you shall not use a false email address or provide other false identifying information and you shall not impersonate another individual or entity. If you submit material from outside the United States, you understand and agree that the material, including potentially personally identifiable information about you, may be transferred to and stored or maintained in the United States.

The Federal Reserve Bank of Atlanta has no obligation to post or accept any material you submit and may remove any material you submit and/or restrict or terminate your ability to submit material at any time for any reason without prior notice.

The Bank is not responsible for any website user's misuse or misappropriation of any comments or material you post. The Bank is also not responsible for the accuracy, usefulness, safety, or appropriateness of any user's comments. You may be exposed to comments from a variety of sources, some of which you may find inaccurate, offensive, indecent, or objectionable. You are solely responsible for your interactions with other users that provide comments.

Reporting IP infringement

The Bank does not permit copyright infringing activities and infringement of intellectual property rights on this website. The Bank will review all claims of copyright infringement received and remove content deemed to have been posted or distributed in violation of law. The Bank may also at its sole discretion limit access to any limited access site and/or terminate the registrations and/or memberships in any limited access site of any users who infringe any intellectual property rights of others.

If you are a copyright owner or an agent thereof and believe that any user content or other content infringes upon your copyrights, you may submit a notification pursuant to the Digital Millennium Copyright Act ("DMCA") by providing the Bank with the following information in writing (see 17 U.S.C 512(c)(3) for further detail):

Your physical or electronic signature (or the physical or electronic signature of a person authorized to act on your behalf);
A description of the copyrighted work claimed to have been infringed; or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site;
A description of the infringing material and information reasonably sufficient to permit the Bank to locate the material so that it may be removed or access to it may be disabled;
Your contact information, including your address, telephone number, and email;
A statement by you that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and
A statement that the information in the notification is accurate, and, under the pains and penalties of perjury, that you are authorized to act on behalf of the copyright owner.

If you believe that your user content that was removed (or to which access was disabled) is not infringing, or that you have the authorization from the copyright owner, the copyright owner's agent, or pursuant to the law, to post and use the content, you may send a counter-notice containing the following information:

Your physical or electronic signature;
A description of the material that was removed (or to which access was disabled) and the location at which the material appeared before it was removed (or to which access was disabled);
A statement under penalty of perjury that you have a good-faith belief that the material was removed (or to which access was disabled) as a result of mistake or misidentification of the material;
Your name, address, telephone number, and email address;
A statement that you consent to the jurisdiction of the United States district court for the judicial district in which your address is located or, if you are outside the United States, to the jurisdiction of the United States district court for the Northern District of Georgia; and
A statement that you will accept service of process from the person that provided the Bank with notification of the alleged infringement (or that person's agent).

If a counter-notice is received by the Bank, the Bank may send a copy of the counter-notice to the original complaining party informing that person that it may replace the removed content or cease disabling it in 10 business days. Unless the copyright owner files an action seeking a court order against the content provider, member or user, the removed content may be replaced, or access to it restored, in 10 to 14 business days or more after receipt of the counter-notice, at the Bank's sole discretion. (c) Claims and counter-notices can be sent to the Federal Reserve Bank of Atlanta, Attn: Public Affairs, 1000 Peachtree St. NE, Atlanta, GA 30309. You acknowledge that if you fail to comply with all of the above requirements of this section of the terms of use, your DMCA notice or counter-notice may not be valid.

Release and indemnification

To the maximum extent permitted by law, you hereby release and waive all claims against the Federal Reserve Bank of Atlanta and its officers, directors, employees and agents from any and all liability for claims, damages, costs, and expenses (including litigation costs and attorney's fees) of every kind and nature, arising from or in any way related to your use of this website. You agree to indemnify and hold harmless the Federal Reserve Bank of Atlanta and their officers, directors, employees, and agents from and against all claims, damages, costs, and expenses (including litigation costs and attorney's fees) of every kind and nature, arising from or in any way related to your use of this website.

Invalidity of specific terms

If any provision of these Terms is determined by a court of competent jurisdiction to be invalid or unenforceable, application of that provision is to be limited to the extent it is invalid or unenforceable, and other provisions are to continue in full force and effect.

Choice of law and venue

The Terms and the relationship between you and the Bank is to be construed and enforced in accordance with the federal law of the United States and, in the absence of controlling federal law, the laws of the State of Georgia, even if applicable conflict-of-law rules indicate the laws of a different jurisdiction would govern. All claims litigated under the Terms must be initiated in the US District Court for the Northern District of Georgia, and each party consents to the personal jurisdiction of that court.

Address comments and questions to the Federal Reserve Bank of Atlanta's Public Affairs Department.

The Bank's collection and use of personal information

This notice provides an overview of how and why the Federal Reserve Bank of Atlanta (the Bank) collects and uses information, both personal and nonpersonal, obtained through its website and economic surveys. This collecting of information is in addition to the types of data collection that the Bank's Privacy Policy outlines.

Monitoring

The Bank monitors this website for unauthorized attempts to upload or change information, defeat or circumvent security measures, or use this site for anything other than its intended purposes. By using this website, you consent to such monitoring and are advised that if our monitoring reveals possible evidence of criminal activity, the Bank may provide such evidence to appropriate law enforcement officials.

Cookies

Cookies are small text files that are placed on your computer by websites you visit. They are widely used to make websites work or work more efficiently, as well as to provide information to the owners of the site. Cookies may be used to store items such as identifiers and user preferences.

This website makes limited and specific use of permanent cookies. First, we use cookies to track user traffic patterns on this website. A cookie contains an alphanumeric string that identifies your computer as having visited atlantafed.org. When you return to the website, we will know that you have visited before and that will give us information about what you found valuable on our site.

In addition, we may make occasional use of the same kind of cookie for user research, such as to administer user surveys, so that we invite you to participate in a survey only once. In this example, the cookie's presence on your computer will indicate to the website that you are a returning user and have already responded to the invitation.

Finally, we may make use of permanent cookies to enable you to customize the appearance or content of this website. This cookie does not record any information about you or your computer other than what we describe above, nor can we use it to gather or correlate information about your activities elsewhere on the internet.

Your participation will help us meet our goal of providing you with an easy-to-use website and high-quality content. You can set your browser to notify you before you receive a cookie, allowing you to decide whether to accept it or not. You can also set your browser to not accept cookies at all. However, if you do so, some areas of some sites, including atlantafed.org, may not operate properly.

Transient memory-resident cookies or temporary session cookies are used to maintain a user's state of navigation during a browser session and expire from memory once the session is ended. This website may from time to time use transient memory-resident cookies for online surveys, for example. In addition, sometimes a third-party vendor will use cookies on one of the sites it operates, hosts, or manages for us—for example, for online registration of certain conferences and workshops. Since the Bank does not operate a third-party vendor's website, this online privacy policy does not apply to the collection of personal information or any other information by that site.

This website uses Google Analytics and other similar vendors to collect anonymous information about our users and how they use the site. This information includes, but is not limited to:

How you visit the site: from a desktop computer, mobile device, or tablet
Which web browser you're using and its version: Chrome, Firefox, Safari, Edge, etc.
Which pages you visit and how long you stay on them (within a single browser session)

In addition, we have enabled Google Analytics' demographics and interest reporting, which gives us insight, on an anonymous and aggregate level, into user behavior based on age, gender, and interest. You can opt out of this reporting by reviewing your Google ads settings, ad settings for mobile apps, or any other available means.

We also partner with Microsoft Clarity and Microsoft Advertising to capture how you use and interact with our website through behavioral metrics, heatmaps, and session replay to improve and market our products and services. We use third-party cookies and other tracking technologies to capture website usage data to determine the popularity of products and services and online activity. Additionally, we use this information for site optimization, fraud and security purposes, and advertising. For more information about how Microsoft collects and uses your data, visit the Microsoft Privacy Statement.

We use this information strictly to improve the experience and usability of the Atlanta Fed website and to help us identify and diagnose any errors or issues. We do not correlate this information in Google Analytics with any registered profiles in our database. In other words, we have no way to know anything about you as an individual.

Collection of personal information

You may voluntarily provide to the Bank personal or other confidential information for purposes such as:

Participating in surveys
Applying for employment
Registering for events
Subscribing to newsletters or email notifications

Information collected will vary depending on the purpose of collection, but you provide this information voluntarily. By providing this information to the Bank, you consent to the information being used and shared as required to fulfill the purpose of the services you requested, as described herein and in any notification you receive at the time of collection. See below for more information about specific types of data collection.

Collection of information for surveys

The Bank conducts several economic surveys, such as the Survey of Business Uncertainty, the Business Inflation Expectations Survey, the Survey and Diary of Consumer Payments Choice, and the Small Business Credit Survey. These surveys are an important part of the economic research conducted by the Bank as part of its monetary policy mission. Most surveys collect information from businesses rather than individuals, but survey responses may include some personally identifiable information (usually contact information) or confidential or proprietary business information. Participation in these surveys is voluntary, and the Bank's use of the data collected is carried out with the participant's consent. De-identified or aggregate survey data may be shared with other Reserve Banks; the Board of Governors; or with academic, government, or research institutions (collectively "Bank Research Partners") to fulfill the purpose of conducting a specific survey or conduct additional economic research. Such de-identified or aggregate data may also be made available through our website for use by third-party researchers. To facilitate the conducting of these surveys, the Bank may also need to share participant contact information with vendors or research partners who assist with communications and outreach to participants and prospective participants.

Safeguarding participant information is important to the Bank. We take precautions to secure individualized survey information provided to us and to work only with partners who take similar precautions to safeguard these data.

Survey of Business Uncertainty

The Federal Reserve Bank of Atlanta/University of Chicago Booth School of Business/Stanford University Survey of Business Uncertainty is a panel survey that measures the one-year-ahead expectations and uncertainties that business firms across the United States have about their own employment and sales revenue growth. A firm's participation in this survey is voluntary, and the Bank's use of personal data is carried out with the participant's consent.

The survey collects information at the firm level, but includes some individual business contact information such as names and email addresses. From time to time, we will share business contact information with our survey partners at Chicago Booth or Stanford to facilitate information collection and interviews. We share no other information without first de-identifying it.

The safeguarding of this information is important to the Bank. We take precautions to secure survey information provided to us and to work only with partners who take similar precautions to safeguard this data.

Business Inflation Expectations Survey

The Business Inflation Expectations Survey measures the year-ahead inflationary sentiments of businesses located in the Sixth District of the Federal Reserve System. This is an online survey of approximately 300 panelists representing businesses of various sizes within the Sixth District. The survey collects information at an enterprise level but includes some individual business contact information such as contact names and email addresses. A firm's participation in this survey is voluntary, and the Bank's use of personal data is carried out with the participant's consent. We do not share information collected for this survey with third parties unless it is de-identified.

The CFO Survey

The Duke University Fuqua School of Business, Federal Reserve Bank of Richmond, and Federal Reserve Bank of Atlanta's CFO Survey is a panel survey that measures optimism and expectations over a wide range of firm-level and aggregate economic quantities from firms across the United States. A firm's participation in this survey is voluntary, and the Bank's use of personal data is carried out with the participant's consent.

The survey collects information at the firm level, but includes some individual business contact information such as names and email addresses. We share business contact information with our survey partners at the Federal Reserve Bank of Richmond on a regular basis. From time to time, we share contact information with our partner at Duke to facilitate information collection and interviews. We share no other information without first de-identifying it.

Survey and Diary of Consumer Payment Choice

The Federal Reserve Bank of Atlanta does not collect personally identifiable information for the Survey and Diary of Consumer Payment Choice. This survey uses de-identified data obtained from the University of Southern California's Understanding America Study. For more information about the Understanding America Study, please visit their web page.

Although the Bank de-identifies the information it obtains, we continue to take precautions to secure survey information provided to us and to work only with partners who take similar precautions to safeguard this data.

Small Business Credit Survey

The Small Business Credit Survey is a national survey that provides insight into the financing needs and experiences of businesses with fewer than 500 employees. Although the survey primarily collects business-level data, some personal information may be collected when relevant to the purpose of the study, such as personal financial information for business owners who rely on personal credit to finance their business. A firm's participation in this survey is voluntary, and the Bank's use of personal data is carried out with the participant's consent.

From time to time, we share data with other Federal Reserve Banks, subject to confidentiality requirements. We do not share survey information outside of the Federal Reserve System without first de-identifying it.

Collection of information for job applicants

We collect information from you in connection with processing your application, including:

Name, address, telephone number, email address, and other contact information
Username and password
Work authorization status
Curriculum vitae or résumé, cover letter, previous work experience and education information
Skills
Professional and other work-related licenses, permits and certifications held
Information relating to references
Any other information you elect to provide to us, such as employment preferences, willingness to relocate, current salary, desired salary, awards or professional memberships

In certain cases, we ask questions about race/ethnic origin, gender, and disability of our applicants, for the monitoring of equal opportunity compliance. We may also inquire about criminal records, where permitted by applicable law. Except as specifically requested or legally required, we ask that you avoid submitting information that may qualify as sensitive information under applicable law. Sensitive information includes data about race, religion, ethnicity, nationality or national origin, age, gender identity, sex life or practices or sexual orientation, marital status, medical or health information (including disability status), genetic or biometric information, biometric templates, political or philosophical beliefs, political party or trade union membership, veteran status, background check information, and judicial data such as criminal records or information on other judicial or administrative proceedings.

Any information you submit for your job application must be true, complete, and not misleading. Purposely submitting inaccurate, incomplete, or misleading information may lead to rejection of your application during the application process or, if identified after employed with the company, disciplinary action including immediate termination of employment. In addition, it is your responsibility to ensure that information you submit does not violate any third party's rights.

If you provide us with personal information of a reference or any other individual as part of your application, it is your responsibility to obtain consent from that individual prior to providing the reference.

The information about you will be added to our Careers system(s) or database(s), and can be retained and used to consider you for opportunities at the Bank other than the one(s) for which you apply. If you do not wish us to do this, please contact us at ATL.Recruiting.HR@atl.frb.org.

If we hire you, personal information we collect in connection with your application may be incorporated into our human resources system and used to manage the new-hire process; any such information can become part of your employee file and used for other employment-related purposes.

We will limit access to such personal information to personnel who need to know the information for the purpose of considering your application, including personnel in the recruiting, Human Resources, and Information Technology departments, and in the department responsible for the position for which you are applying.

The Bank also shares personal information with approved third-party service providers to facilitate services provided to us, including hosting and operating the job application site, recruiting assistance, and background-check processing.

Collection of contact information for all purposes, including subscriptions and events

Please note that receiving email or other types of communications from the Bank may be a requirement of your receipt of or participation in any service you requested. By providing your email address or other contact information to us, you agree to waive any claim against the Bank for any messages you may receive or any resulting harm to you or your computer from receiving such messages. The Bank assumes no responsibility for any inaccuracies in any messages you receive. You can opt out of receiving these emails by following the instructions at the bottom of all emails you receive from us or by contacting webmaster@atl.frb.org.

You also authorize the Bank to maintain your name and contact information in its files and send you email notifications until you notify the Federal Reserve Bank of Atlanta, in accordance with the procedures detailed in the email notification, that you wish to unsubscribe to the service. To update your contact information, visit our subscriptions page.

If you provide us with your postal or email address, or telephone or fax number, we use this information only for the purpose for which you provided it, such as to:

provide you with the publications or information you requested
register you for a tour, conference, or other event
clarify your request or registration
correspond with you regarding your job application
provide you with related information

When you fill out our online forms, they may be delivered to a Bank email address or database. Your online communications are not encrypted. We cannot guarantee the security of any information sent electronically, whether submitted via online form or email. If your communication is sensitive or includes personal information that you do not wish to send to us electronically, send it by postal mail to:

Federal Reserve Bank of Atlanta

Attention: Digital Strategy
Public Affairs Department
1000 Peachtree Street NE
Atlanta, GA 3030

If you register for an event online, we may hold onto your registration information for the purpose of contacting you in the future about this event or similar events. If you do not want us to keep your registration information, you must tell us so by sending your request to: webmaster@atl.frb.org.

Sharing of personal information

Generally, any information collected through this website, whether individual or aggregate, is for the Bank's use only. The Bank will not sell or rent its email lists for commercial purposes.

We do not rent, sell, or share personal information about you with other people or nonaffiliated companies except when we have your permission or under the following circumstances:

When we retain the services of other Federal Reserve Banks, outside agents, or third parties under contract with the Bank. Such personal information is only provided to, and is only used by, those parties in conjunction with the services they provide to the Bank. This may include sharing your contact information with institutions that partner with us to host conferences such as the Financial Markets Conference.
We may occasionally share our lists with consultants we hire to help us improve our business practices or with other Federal Reserve Banks for cross-collaboration projects.
When we are required to disclose personal information about you to government officials or otherwise as required by subpoenas, court orders, legal process, or other legal obligations and to establish or exercise our legal rights or defend against claims. We will share and/or use information to investigate, prevent, or take action against illegal activities or suspected fraud.

We use third-party tools to distribute email communications. These tools may collect analytics information at the email address level only, to identify whether you have opened an email communication, for example, and what links you have clicked. We use this information only to gauge the effectiveness of certain email communications and marketing campaigns so that we can make improvements.

Maintenance of personal information

The safeguarding of personal information is important to the Bank, and we will take appropriate administrative, physical, and technical measures to protect personal information. While we endeavor to maintain the security of personal information in our possession, we cannot guarantee such security.

The Bank is not responsible for the security of personal information or any other information you provide while it is being transmitted to the Federal Reserve Bank of Atlanta's website, through email or otherwise. When the Bank retains a third-party service provider to store or process personal information, that provider will be assessed for their ability to meet industry standard security measures to ensure the confidentiality and integrity of your personal information.

If you have voluntarily submitted personal information to us and wish to review, update, correct, or delete it, please email your request to: webmaster@atl.frb.org.

Children

This website is not directed to children under the age of 13, nor does the Bank knowingly collect, maintain, or use personal information obtained through this website about children under the age of 13. Minor children should always obtain parental consent before releasing information to this or any website.

Links to external websites

This website contains links to other websites. The Bank is not responsible for the privacy practices or the content of those websites. By linking to external sites, the Bank does not imply endorsement of the site's sponsor.

Links to social media and other third-party websites

The Bank uses certain third-party social media sites as additional means of reaching the public and directing people to resources on frbatlanta.org. The Bank maintains an official page or presence on Facebook, Instagram, LinkedIn, Threads, X (Twitter), and YouTube.

You can access the Bank's official pages on social media sites without having an account or subscribing to services.

As noted above, the Bank's privacy policy does not apply on these third-party websites and therefore you should familiarize yourself with the privacy policies of the social media site you use.

Other considerations

From time to time, we may give users the opportunity to comment on our content. Be aware that information you submit in connection with such a feature will be publicly viewable and not confidential. There is risk in such communication venues that others will collect and use this information.

Policy changes

We reserve the right to change this policy at any time without notice. If any change to this online privacy policy affects the way we use personal information, we will provide an avenue for you to opt out of such use. Otherwise, the Bank will not provide you with notice of changes to this policy. You are responsible for reviewing this policy from time to time for any such changes.

This privacy policy was last updated on December 14, 2025.

Contact information

You may direct questions or comments about the privacy policy of the Federal Reserve Bank of Atlanta's website to our website administrator at privacy@atl.frb.org.