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Nov 24, 2020

Modernized CRA Could Help Build a More Equitable Economy

As the way people bank evolves, regulations around banking also need periodic updating. This Economy Matters article looks at the Community Reinvestment Act and how it might change to better reflect today’s banking environment.

Nov 09, 2020

The Importance of Digital Payments to Financial Inclusion

As payments become increasingly digital, moving the unbanked and underbanked into the formal payments system takes on greater importance. A new macroblog post discusses recent Atlanta Fed research into the challenges associated with this kind of transition.

Sep 30, 2020

Digital Payments and the Path to Financial Inclusion

Payments innovations offer convenience, but they can also exclude some people from our financial system. A new paper from the Atlanta Fed suggests that, to increase financial inclusion, a more effective approach than focusing on helping the underbanked become banked could be giving cash users access to digital payment vehicles that don’t depend on traditional bank accounts.

Jan 28, 2020

Minority Firms Have Harder Time Obtaining Bank Financing, Fed Analysis Finds

When it comes to getting financing for their small firms, minority business owners face some significant challenges. Economy Matters looks at recent Federal Reserve information outlining the hurdles and some potential causes.

Dec 19, 2019

Community Development Financial Institutions Give Underserved a Leg Up

Individuals and businesses in areas underserved by banks face some stiff challenges. This article looks at the role of community development financial institutions in addressing them.

Sep 10, 2019

Technology Extending Payment Innovations' Reach to Underserved

Encouraging people to participate in the banking system is key to furthering economic mobility and financial resilience. Read Economy Matters to learn how financial technology can provide access to financial products and services to consumers who have traditionally been underserved.

Jun 18, 2019

Small Business Lending Trends in the Southeast

Small businesses have historically been one of the drivers of the Southeast's economy. Economy Matters' "ViewPoint" looks at how lending to small regional firms has evolved in recent years.