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Feb 10, 2021

Financial Resilience Challenges during the Pandemic

The history of discriminatory policies leaves many Black and Hispanic people less resilient in the face of the economic shock caused by the pandemic. Partners Update examines this history's connections to household financial resilience.

Feb 01, 2021

Ecommerce's Spillover Effects on the Local Retail Real Estate Market

Online commerce continues its impressive growth rates, but does its growth diminish the value of traditional retail locations? A macroblog post analyzes the effect of ecommerce warehouses on retail real estate values.

Jan 19, 2021

Can the USPS Improve Financial Inclusion?

From 1911 to 1967, the United States Postal Service offered financial services that especially benefited un- and underbanked people. Could the USPS do it again? Read Take On Payments for a history lesson and discussion of financial inclusion.

Jun 25, 2020

Evaluating the Benefits of a Streamlined Refinance Program

This Policy Hub article examines the effects of a streamlined refinance program that would allow some borrowers to refinance without needing to document employment or income.

Oct 24, 2019

Utility Bill-Payment Programs Offer Benefits to Underserved

Fintech has expanded payment options for many people, including the unbanked and underbanked. Economy Matters looks at some innovative programs that are changing the way people can pay their utility bills.

Jan 30, 2019

Southeastern Homebuilders Encounter Array of Headwinds

Though the housing crisis is over, regional builders are grappling with multiple challenges that affect housing costs. Economy Matters examines the landscape that homebuilders are navigating.

Nov 23, 2018

Strength in Numbers: The Growth and Evolution of CDFI Partnerships Adobe PDF file format

The publication documents eight community development financial institution (CDFI) partnership models and details the challenges CDFI partnerships face as the industry develops. The Federal Reserve Banks of Atlanta, Minneapolis, St. Louis, and Richmond collaborated on the publication.

Nov 21, 2018

Trading Places: Financing Experiences of Small Export Firms

Where do small businesses that sell goods and services globally go for financing? Partners Update explores the question using Federal Reserve Small Business Credit Survey data.

Nov 16, 2018

Credit Where Credit Is Due: Southeastern Small Businesses' Borrowing Patterns

U.S. small businesses are important economic drivers, employing nearly half of non-self-employed workers, and financing is crucial to many firms' success. Partners Update compares southeastern small firms' performance and borrowing patterns with firms across the country.

Oct 16, 2018

Lack of Access to Financial Services Impedes Economic Mobility

Economy Matters looks at some initiatives designed to increase people’s participation in banking services to increase their economic mobility and financial stability.

Sep 14, 2018

Mind the Gap: How Do Credit Market Experiences and Borrowing Patterns Differ for Minority-Owned Firms?

How do small business financing experiences vary by the race or ethnicity of a firm's ownership? A new discussion paper examines data on minority-owned small businesses’ borrowing patterns.

Aug 16, 2018

Residential Real Estate: A Southeast Update

A constrained supply of affordable housing and continued in-migration to the Southeast have created pockets of regional tightness. Economy Matters' "ViewPoint" looks at the state of the residential real estate market.

Jul 24, 2018

Small Businesses' Perspectives on Online Lenders

The Fed Board and Cleveland Fed have released a report that examines how small business owners view online lending. Explore the findings in Partners Update.

Jun 18, 2018

The Path to Economic Resilience

Atlanta Fed president and CEO Raphael Bostic speaks at the Rotary Club of Savannah about the Fed's recent policy move and economic resilience.

Feb 14, 2018

Investments in Low-Income Communities

The recent tax bill created a new incentive for investing in distressed communities. Learn about the Opportunity Zone Program in Partners Update.