A Supervisory Discussion Series
Sponsor
The Federal Reserve Bank of Atlanta's Policy and Supervisory Studies Group
Conference Location
Federal Reserve Bank of Atlanta
Conference Center, Third Floor
1000 Peachtree Street, N.E.
Atlanta, GA 30309
Contact:
Robert Canova, Supervision and Regulation
Robert.D.Canova@atl.frb.org or 404-498-7224
Note: Attendence at this conference was by invitation only.
Follow updates before, during, and after the conference via Twitter @AtlantaFed. If you tweet about the conference, please add the official hashtag, #Banking2012.
Overview
The annual conference explored the 2012 outlook for the banking industry. As the economy gradually improves, are banks finally poised for a turnaround? If so, where will loan growth and earnings opportunities come from—consumers, small businesses, real estate? As banks struggle to adapt to changing economic realities, they must also navigate a regulatory environment being reshaped by the Dodd-Frank Act, the Basel Committee, and a new consumer financial protection agency. Where are the agencies in this process, and how are banks adjusting so far?
Agenda
Opening Remarks
Michael Johnson, Senior Vice President, Supervision and Regulation,
Federal Reserve Bank of Atlanta
Economic Outlook
John Silvia, Managing Director and Chief Economist, Wells Fargo
Presentation 
Real Estate Panel
Moderators:
Brian Bailey, Senior Financial Policy Analyst, Federal Reserve Bank of Atlanta, and Domonic Purviance, Financial Policy Analyst, Federal Reserve Bank of Atlanta
David Auld, East Region President, D.R. Horton
Harry W. Dinham, Chief Financial Officer, Traton Homes
Lance Patterson, Principal, Patterson Real Estate Advisory Group
Mike Straneva, Partner, Ernst & Young LLP
Regulators Panel
Moderator: Michael Handelman, Senior Financial Policy Analyst, Federal Reserve Bank of Atlanta
Jeremy Newell, Senior Supervisory Financial Analyst, Federal Reserve Board of Governors
Michael L. Stevens, Senior Executive Vice President, Conference of State Bank Supervisors
Jim Watkins, Deputy Director of Supervisory Examinations, FDIC
Presentation
Luncheon with featured speaker
Monetary Policy and the Credit Channel
Dennis Lockhart, President and CEO, Federal Reserve Bank of Atlanta
From a Different View: How Changes in Regulation Impact International Banks, Thrifts, and Investment Banks
Moderator: Mayte Diaz, Senior Examiner, Federal Reserve Bank of Atlanta
Richard Ramsden, Managing Director of Global Investment Research, Goldman Sachs
Steve Raney, President and CEO, Raymond James Bank
Lawrence Uhlick, Chairman, BBVA Compass
The Postcrisis Era in Banking: How Senior Executives Respond to the Current Banking Environment
Moderator: Trent Cowsert, Capital Markets Group Director, Federal Reserve Bank of Atlanta
Edwin W. Hortman Jr., President and CEO, Ameris Bank, and CEO, Ameris Bancorp
John A. Kanas, Chairman, President and CEO, BankUnited
William H. Rogers Jr., President and CEO, SunTrust Banks Inc.
Laura Schulte, Eastern Region Community Banking President, Wells Fargo
Presentation
Concluding Remarks
W. Brian Bowling, Vice President of Supervision and Regulation,
Federal Reserve Bank of Atlanta