| Wednesday, November 13, 2013 | |
| Registration and continental breakfast | |
| 8:00 | Welcome and opening remarks Dennis Lockhart, President and CEO, Federal Reserve Bank of Atlanta |
| 8:15 | Housing Finance What does the future of housing finance look like? What are the implications of quality mortgage and quality residential mortgage rules on banks and low- to moderate-income (LMI) communities? Is the trend of individuals renting single-family detached homes, purchased by institutional investors, crowding out potential home buyers? Presenter: Robert Couch, Counsel, Bradley Arant Boult Cummings LLP and Commissioner, Housing Commission of the Bipartisan Policy Center Facilitator: Joseph Brannen, President and CEO, Georgia Bankers Association Discussants: Hugh Rowden, Senior Vice President and Regional Director, Wells Fargo Marshall Crawford, Acting Vice President, Southern Region, NeighborWorks America David L. Batlle, Area Financial Manager, Office of Financial Regulation, State of Florida |
| 9:15 | Financial Services What are the greatest financial service needs of LMI individuals? Are formal payment and lending channels being created to compete with alternative payment and financing channels? To build banking relationships with LMIs, how can payment and lending services be leveraged to benefit this group? Presenter: John Hope Bryant, Founder and CEO, Operation HOPE Inc. Facilitator: Elizabet Rutstrom, Director of Dean's Behavioral Economics Laboratory, Georgia State University Robinson College of Business Discussants: John Owen, Senior Executive Vice President and Head of Business Groups, Regions Phillip Baldwin, President and CEO, CredAbility Keith Ernst, Associate Director for Consumer Research and Examination Analytics, Federal Deposit Insurance Corporation |
| 10:15 | Small Business Lending What are the real and perceived risks associated with commercial and industrial (C&I) lending in LMI communities or to minority business owners? How can financing challenges be overcome for small businesses to operate and grow successfully? Presenter: Thomas Hoenig, Vice Chairman, Federal Deposit Insurance Corporation Facilitator: Danny Boston, Professor of Economics, Georgia Institute of Technology Discussants: Paul M. Nash, Senior Deputy Comptroller and Chief of Staff, Office of the Comptroller of the Currency Cassius Butts, Regional Administrator, Small Business Administration Hugh S. "Beau" Cummins III, Corporate Executive Vice President and Commercial and Business Banking Executive, SunTrust |
| 11:15 | Closing remarks Dennis Lockhart |
| 11:30 | Adjournment |