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Preliminary Agenda

Thursday, March 14, 2019
8:30 a.m. Registration and breakfast (conference prefunction area)
9:00 Welcome and introductory remarks
Larry Cordell, Federal Reserve Bank of Philadelphia
9:15 Introduction to the CCP Panel
Federal Reserve Bank of New York staff
9:45 CCP Data Issues, Part 1
"RADAR User Support, General User Issues"
Mike Witowski, Federal Reserve Bank of Philadelphia

"Migration"
Stephan Whitaker, Federal Reserve Bank of Cleveland

"RADAR Supplemental Material"
Calvin Zhang, Federal Reserve Bank of Philadelphia
10:45 Break
11:00 CCP Data Issues, Part 2
"Population Problems"
Lowell Ricketts, Federal Reserve Bank of St. Louis

"Mortality"
John Sabelhaus, Federal Reserve Board

"Household Panel"
Marianna Kudlyak, Federal Reserve Bank of San Francisco
Noon Lunch (Oconee Room)
1:10 p.m. New Opportunities and Data Mergers
"Fraud Alerts"
Slava Mikhed, Federal Reserve Bank of Philadelphia

"CUNY, NSC Merges"
Raji Chakrabarti, Federal Reserve Bank of New York

"Medicare Data"
Joanna Hsu, Federal Reserve Board

"Medical Collections"
Nathan Blascak, Federal Reserve Bank of Philadelphia

"Census Data Merge"
Bob Hunt, Federal Reserve Bank of Philadelphia

"Credit Invisibles"
Kenneth Brevoort, Federal Reserve Board
3:10 Break
3:25 Tradeline Data Issues
"CRISM General User Issues"
Lauren Lambie-Hanson, Federal Reserve Bank of Philadelphia

"Autos and Cards"
Sharon Tang, Federal Reserve Bank of Philadelphia

"Student Loan Debt"
Dubravka Ritter, Federal Reserve Bank of Philadelphia

"Mortgage"
Donghoon Lee, Federal Reserve Bank of New York
4:25 Consumer Debt Geography and Visualization
"Consumer Credit within Communities"
Emily Ryder Perlmeter, Federal Reserve Bank of Dallas

"A Consumer-centric Tableau Dashboard using Equifax CCP data"
Angelina Liu, Federal Reserve Bank of Minneapolis

"The Geography of Subprime Credit"
Taz George, Federal Reserve Bank of Chicago

"An R Workflow for (Spatial) Analysis of the CCP"
Michael Williams, Federal Reserve Bank of Minneapolis
5:25 Closing summary discussion/Q&A
5:45 Reception (executive prefunction area)


Friday, March 15, 2019
8:00 a.m. Breakfast
8:30 Impact of Policy and Economic Shocks
"Response of Consumer Debt to Income Shocks: The Case of Energy Booms and Busts"
Jason Brown, Federal Reserve Bank of Kansas City

"Local Aggregate Effects of Minimum Wage Increases"
Maria Luengo-Prado, Federal Reserve Bank of Boston

"Let the Rich be Flooded: Initial Impacts of Hurricane Harvey on Household Debt"
Lowell Ricketts, Federal Reserve Bank of St Louis

"The ACA Medicaid Expansion in Michigan and Financial Health"
Bhashkar Mazumder, Federal Reserve Bank of Chicago
10:10 Break
10:25 Household Finance and the Economy, Part 1
"How Much Are Car Purchases Driven by Home Equity Withdrawal?"
Karen Pence, Federal Reserve Board

"Credit Access and Availability in the Context of the Great Recession"
Leslie McGranahan, Federal Reserve Bank of Chicago

"Longer Term Auto Loans—Who Drives and Where Do They End Up?"
Chellappan Ramasamy, Federal Reserve Bank of Philadelphia

"The Effects of Mortgage Credit Availability: Evidence from Minimum Credit Score Lending Rules"
Steve Laufer, Federal Reserve Board
12:05 p.m. Lunch (Peachtree/Piedmont Dining Rooms)

Speaker:
"AL/ML in Credit Scoring"
Peter Maynard, Equifax
1:30 Household Finance
"Credit Limit and Credit Card Usage"
Zoe Xie, Federal Reserve Bank of Atlanta

"The Mortgage Prepayment Decisions: Are There Motivations beyond Refinance and Move"
Arden Hall, Federal Reserve Bank of Philadelphia

"Partially Disaggregated Household-level Debt Services Ratios: Construction, Validation, and Relationship to Bankruptcy Rates"
Joel Elvery, Federal Reserve Bank of Cleveland
2:45 Break
3:00
Household Finance and the Economy, Part 2
"Are Income and Credit Scores Highly Correlated?"
Geng Li, Federal Reserve Board

"The Aggregate Implications of Household Financial Distress"
Jose Mustre-del-Rio, Federal Reserve Bank of Kansas City

"Observations on Auto, Credit Card, and Other Consumer Debt Growth and Performance under Different Credit Cycles"
Shuwei Ma, Federal Reserve Bank of New York
4:15 Closing remarks
Conference organizers: Nathan Blascak, Melinda Pitts, and Wilbert van der Klaauw