Publications & Research
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Working Papers
Atlanta Fed Working Papers
2020-17
The Impact of the COVID-19 Pandemic on Business Expectations
Brent H. Meyer, Brian Prescott, and Xuguang Simon Sheng
September 2020
Abstract | Full text
2020-09
Economic Uncertainty before and during the COVID-19 Pandemic
Dave Altig, Scott Brent Baker, Jose Maria Barrero, Nick Bloom, Phil Bunn, Scarlet Chen, Steven J. Davis, Brent Meyer, Emil Mihaylov, Paul Mizen, Nick Parker, Thomas Renault, Pawel Smietanka, and Greg Thwaites
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2020-03
Low-Income Consumers and Payment Choice
Oz Shy
February 2020
Abstract | Full text
2019-19
Consumer Use of Multiple Payment Methods
Oz Shy
October 2019
Abstract | Full text
NBER Working Paper No. 25956 (also published as an Atlanta Fed working paper 2019-13b)
Surveying Business Uncertainty
David Altig, Jose Maria Barrero, Nicholas Bloom, Steven J. Davis, Brent Meyer, and Nicholas Parker
June 2019
Abstract | Full text
2019-11a
Cashless Stores and Cash Users
Oz Shy
May 2019 (revised August 2019)
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2019-02b
How Currency Denomination and the ATM Affect the Way We Pay
Oz Shy
February 2019 (revised March 2020)
Abstract | Full text
2014-27
The Inflation Expectations of Firms: What Do They Look Like, Are They Accurate, and Do They Matter?
Michael F. Bryan, Brent H. Meyer, and Nicholas B. Parker
December 2014
Abstract | Full text (1,898 KB)
Boston Fed Working Papers
2016-20
The Influence of Gender and Income on the Household Division of Financial Responsibility
Marcin Hitczenko
Abstract | Full text
2014-09
Measuring Unfamiliar Economic Concepts: The Case of Prepaid Card Adoption
Marcin Hitczenko
Mingzhu Tai
Abstract | Full text
2014-01
Merchant Steering of Consumer Payment Choice: Evidence from a 2012 Diary Survey
Oz Shy and Joanna Stavins
June 2014
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2013-16
Optimal Recall Period Length in Consumer Payment Surveys
Marcin Hitczenko
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2013-15
Modeling Anchoring Effects in Sequential Likert Scale Questions
Marcin Hitczenko
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2013-13
How Many Cards Do You Use?
Oz Shy
December 2013
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2012-04
Investment in Customer Recognition and Information Exchange
Oz Shy and Rune Stenbacka
March 2012
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2011-07
Customer Recognition and Competition
Oz Shy and Rune Stenbacka
July 2011
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2010-03
A Short Survey of Network Economics
Oz Shy
April 2010
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2009-09
Efficient Organization of Production: Nested versus Horizontal Outsourcing
Oz Shy and Rune Stenbacka
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2009-08
Real Estate Brokers and Commission: Theory and Calibrations
Oz Shy
September 2009
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Boston Fed Public Policy Discussion Papers
The 2009 Survey of Consumer Payment Choice
Kevin Foster
Erik Meijer
Scott Schuh
Michael A. Zabek
Discussion Paper 2011-01
Abstract | Full text
The 2008 Survey of Consumer Payment Choice
Kevin Foster
Erik Meijer
Scott Schuh
Michael A. Zabek
Discussion Paper 2009-10
Abstract | Full text
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Fed Publications
Policy Hub Papers
Payment Card Adoption and Payment Choice July 11, 2022The Impact of the Pandemic on US Businesses: New Results from the Annual Business Survey March 22, 2022Consumer Behavior in a Health Crisis: What Happened with Cash? January 12, 2021macroblog articles
Hybrid Working Arrangements: Who Decides? January 12, 2022WFH Is Onstage and Here to Stay February 24, 2021A Dashboard Approach to Monitoring Underlying Inflation November 12, 2020COVID, Election Uncertainty Weigh Heavily on Firms' Outlook October 22, 2020Post-COVID Recovery? Not So Fast, My Friend October 1, 2020Firms Anticipate COVID-19 Uncertainty to Persist, but Not Worsen September 2, 2020Businesses Anticipate Slashing Postpandemic Travel Budgets August 4, 2020COVID Won't Kill Demand for Office Space July 10, 2020Firms Expect Working from Home to Triple May 28, 2020Introducing the CFO Survey May 15, 2020COVID-19 Caused 3 New Hires for Every 10 Layoffs May 1, 2020Businesses Are in Uncharted Waters April 17, 2020Tariff Worries and U.S. Business Investment, Take Two February 25, 2019Are Tariff Worries Cutting into Business Investment? August 7, 2018What Are Businesses Saying about Tax Reform Now? March 23, 2018What Businesses Said about Tax Reform January 17, 2018Gauging Firm Optimism in a Time of Transition March 2, 2017Approaching the Promised Land? Yes and No June 23, 2015Sales Flexing Muscle at More Firms May 18, 2015Does Forward Guidance Reach Main Street? August 19, 2013Labor Costs, Inflation Expectations, and the Affordable Care Act: What Businesses Are Telling Us May 16, 2013Improvement in the Outlook? The BIE Panel Thinks So April 16, 2013Rose-Colored Glasses Make the Future Look Blurry: Sales Uncertainty as Seen by the November BIE November 20, 2012How Big Is the Output Gap? More Perspectives from Our Business Inflation Expectations Survey September 27, 2012Consumer payment research reports
Has COVID Changed Consumer Payment Behavior? February 7, 20222020 Diary of Consumer Payment Choice June 3, 20212020 Survey of Consumer Payment Choice May 18, 2021Consumer Payment Choice for Bill Payments October 20, 20202019 Diary of Consumer Payment Choice August 3, 20202019 Survey of Consumer Payment Choice June 22, 2020How Merchants Get Paid June 4, 2020U.S. Consumers' Use of Personal Checks: Evidence from a Diary Survey February 13, 20202018 Diary of Consumer Payment Choice December 5, 20192018 Survey of Consumer Payment Choice September 5, 2019The 2017 Diary of Consumer Payment Choice October 4, 2018The 2012 Diary of Consumer Payment Choice January 17, 2018The 2016 Diary of Consumer Payment Choice December 1, 2017U.S. Consumer Cash Use, 2012 and 2015: An Introduction to the Diary of Consumer Payment Choice October 25, 2017The 2012 Diary of Consumer Payment Choice: Technical Appendix September 1, 2017The 2015 Survey of Consumer Payment Choice: Summary Results August 8, 2017How Do Consumers Make Their Payment Choices? May 31, 2017Do Consumers Rely More Heavily on Credit Cards While Unemployed? December 20, 2016Financial Inclusion and Consumer Payment Choice October 17, 2016The 2014 Survey of Consumer Payment Choice: Summary Results August 15, 2016How Do People Pay Rent? June 13, 2016Consumers' Use of Overdraft Protection November 16, 2015Payment Instrument Adoption and Use in the United States, 2009-2013, by Consumers' Demographic Characteristics October 19, 2015U.S. Consumer Holdings and Use of $1 Bills January 1, 2015U.S. Consumers' Holdings and Use of $100 Bills November 25, 2014The 2011 and 2012 Surveys of Consumer Payment Choice: Summary Results September 29, 2014The 2010 Survey of Consumer Payment Choice: Summary Results November 18, 2013The 2010 Survey of Consumer Payment Choice: Technical Appendix November 18, 2013