Community Reinvestment: Does Your Bank Measure Up? describes how the Community Reinvestment Act (CRA) affects the way banks and thrifts serve their communities' credit needs. The booklet outlines factors that regulators use to rate a bank's CRA performance and tells where to find information on a bank's rating.

Components of a Sound Credit Risk Management Program pdf document describes aspects of an effective risk management program, starting from the loan policy, which is the foundation of such a program, and including credit underwriting standards for commercial and consumer loans and a list of common lending mistakes.

Crisis Preparedness: Reconnecting the Financial Lifeline  is a video that covers crisis preparedness issues of interest to bankers and first responders.

Director's Guide to Credit  helps directors assess credit proposals. Intended for use as a quick-reference tool, it explains common financial ratios, suggests credit memo considerations for various types of loans, and identifies some early warning signs of problem loans, among other topics.

The Director's Primer: Guide to Management Oversight and Banking Regulation  Español 

Facing the Risk of Foreclosure  provides answers to provides answers to frequently asked questions on foreclosure prevention.

A Guide for Specialized Credit Activities  describes aspects of sound lending programs for consumer, commercial real estate, and asset-based lending. The brochure describes recommended components of loan policies for all three types of lending, risk controls for commercial real estate lending, and more.

A Guide to Your First Bank Account describes the advantages of having a bank account, outlining the types of accounts available and how to open and manage an account. The brochure also answers some basic questions about information security, privacy protection, and banking resources for non-English speakers. Español 

Highlights of the Supervisory Process for Community Banking Organizations  describes the supervisory responsibilities of the Federal Reserve Bank of Atlanta's Supervision and Regulation Division for its state member banks.

Overview of the Components of an Effective Audit Function  provides audit-related information to directors and managers responsible for internal audit programs. It includes supervisory expectations to consider when developing the audit policy and audit committee charter.