Speaker Biographies
Todd Aadland
Todd Aadland is the payments security strategy leader for the Federal Reserve System. As payments security strategy leader, Aadland is leading the System's activities to address fraud risk and advance the safety, security, and resiliency of the payment system. In addition, Aadland chairs the Federal Reserve's Secure Payments Task Force, comprised of more than 170 external stakeholders.
Aadland's 20-year career at the Federal Reserve includes leading the business strategy, development, and management of the Federal Reserve Banks' FedLine® access solutions used by more than 10,000 U.S. financial institutions to transact $4 trillion of payment value daily. He has also led risk management, security, and application development functions. Aadland holds a master of business administration degree from the Kellogg Graduate School of Management at Northwestern University and a master of science in electronic commerce from DePaul University. He is also a Certified Information Systems Security Professional and was commissioned by the Board of Governors as a bank examiner.
Cherian Abraham
Cherian Abraham focuses on digital commerce, payments, and fraud for Experian and its global clients in banking and retail. He works to extend Experian's global capabilities in fraud and identity, and risk management to the online and mobile channel.
Outside of Experian, Cherian serves on the board of advisors at SimplyTapp, creators of Host Card Emulation (HCE) in Android, and ModoPayments, a retail platform for personalized and instant in-store gifts and offers. For the last five years, he has published a detailed analysis on topics surrounding payments fraud and identity at Drop Labs, a strategy and advisory practice-turned-blog.
Vijay A. Balasubramaniyan
Vijay Balasubramaniyan is cofounder, chief executive officer, and chief technology officer of Pindrop Security. Vijay has held various engineering and research roles with Google, Siemens, IBM Research, and Intel. He holds patents in VoIP security and scalability, and he frequently speaks on phone fraud threats at technical conferences, including CCS and ICDCS. Vijay was recently recognized by the MIT Technology Review's annual Innovators Under 35 list as an outstanding inventor. He earned a PhD in computer science from Georgia Institute of Technology. His PhD thesis was on telecommunications security.
Alvaro Bedoya
Alvaro Bedoya is the founding executive director of Georgetown Law's Center on Privacy & Technology. He is an expert on digital privacy issues, including biometrics, NSA surveillance, and cybersecurity, with a focus on their impact on communities of color. He is an informational resource to policymakers, advocates, and journalists. His work and commentary have appeared in the New York Times, the Washington Post, the Los Angeles Times, Politico, and Slate.
Before joining the Center, he served as chief counsel to the Senate Judiciary Subcommittee on Privacy, Technology and the Law and to its chairman, Senator Al Franken. In this role, he was the staff negotiator for significant portions of both the Cybersecurity Act of 2012 and the USA Freedom Act, the recent NSA reform legislation. He also advised Senator Franken on mobile location privacy, health data privacy, and NSA transparency, and worked to improve privacy protections for biometric technology like facial recognition and fingerprint readers.
He is a graduate of Harvard College and Yale Law School, where he received the Paul & Daisy Soros Fellowship for New Americans. You can follow him on Twitter at @alvarombedoya.
Jean-Christophe Fondeur
Jean-Christophe is the senior vice president, research and technology, for Morpho. He has been leading Morpho Biometric research activity for more than 14 years and has been involved in all of Morpho's breakthroughs in biometrics of the past 20 years, including the development of fingerprint algorithms and of multibiometrics systems for border crossing, and the design of scalable architecture for very large biometric systems such as the FBI's or UID's in India. He holds more than 12 patents in the field of biometrics and is a senior member of IEEE.
Marie Gooding
Marie Gooding is first vice president and chief operating officer of the Federal Reserve Bank of Atlanta, a position she assumed in March 2011. She oversees the day-to-day operations of the Atlanta Fed, including all operating and support activities at the corporate headquarters in Atlanta and at the branch offices in Birmingham, Jacksonville, Miami, Nashville, and New Orleans. She also is vice chairman of the Bank's Management Committee, a member of the Discount Committee that reviews District discount window lending, and is backup to the president in the execution of his monetary policy responsibilities.
Gooding is the retail payments product director for the Federal Reserve System. Her national responsibilities in this area include the management and direction of check collection and automated clearinghouse, or ACH, products and services provided by the Federal Reserve System. She is also a member of the Conference of First Vice Presidents, where she is involved in various projects and initiatives to enhance the efficiency and effectiveness of the Federal Reserve's System-wide operations.
She currently chairs the board of directors of Communities in Schools, which is focused on empowering students to stay in school, and is chairman of the board of trustees of the Georgia Council on Economic Education and continues to serve on the board.
Patrick Grother
Patrick Grother is a scientist at the National Institute of Standards in Technology (NIST) responsible for biometric standards and testing. He leads NIST's evaluations of face recognition technologies including the Face-in-Video Evaluation (FIVE) and the Face Recognition Vendor Test (FRVT). In addition, he is the editor of the NIST Special Publication 800-76-2 standard that specifies biometrics for the U.S. government's PIV credential. He assists several government agencies on biometrics research, development, and evaluation, and serves as editor of several ISO standards for which he received the IEC 1906 Award in 2009 and the ANSI Lohse IT Medal in 2013.
Anil Jain
Anil Jain is a University Distinguished Professor in the Department of Computer Science at Michigan State University. His research interests include pattern recognition, computer vision, and biometrics. Jain received a bachelor of technology degree from IIT, Kanpur, and an MS and PhD, both in in electrical engineering, from Ohio State University. He has received a Guggenheim fellowship, Humboldt Research Award, Fulbright fellowship, IEEE Computer Society Technical Achievement Award, IEEE W. Wallace McDowell Award, IAPR King-Sun Fu Prize, and ICDM Research Award. He served as the editor-in-chief of the IEEE Transactions on Pattern Analysis and Machine Intelligence and is a Fellow of ACM, IEEE, AAAS, IAPR and SPIE. Jain holds eight patents, and is the coauthor and coeditor of several books on biometrics and pattern recognition. ISI has listed him as a highly cited researcher. He served as a member of the National Academies panels on Whither Biometrics and Improvised Explosive Devices (IED). He was a member of the Defense Science Board and currently serves on the Forensic Science Standards Board.
Ashfaq Kamal
Ashfaq Kamal is a Business Leader, Identity Solutions at MasterCard Global, where he is responsible for product strategy and development of innovative cardholder authentication solutions that deliver strong security and seamless consumer experience for MasterCard cardholders and Issuers.
Ashfaq's career spanned many years in engineering, technology strategy, and new product development roles within the smart card and telecom industries. Prior to joining MasterCard, Kamal worked for Verizon Wireless, where he led the development and deployment of a new generation of mobile devices and services for Verizon Wireless, focusing on such areas as mobile payments, biometrics, near-field communication, and device security.
Dave Lott
Dave Lott is a Retail Payments Expert with the Retail Payments Risk Forum of the Federal Reserve Bank of Atlanta and has more than 35 years of experience in the retail banking and payments industries. As part of the team at the Retail Payments Risk Forum, Lott works with payments stakeholders in researching payment systems and products, focusing on risks and mitigating strategies. A key area of focus for his present work is customer, transaction. and data security issues. As such, he has done considerable work with a wide range of card and payment technologies including cards, mobile devices such as tablets and phones, and other payment form factors and their various delivery channels including ATMs, online, and call centers. Lott works with representatives from the Federal Reserve Bank of Boston in facilitating the meetings of the Mobile Payments Industry Workgroup. He is a member of the BITS Payment Card Fraud Sub-Group and a representative of the Federal Reserve Bank of Atlanta in other interagency and intra-Federal Reserve System working groups.
Bo Pi
Bo Pi is current CTO of Goodix, the leading mobile biometric product provider in China. He has a proven track record in bringing a broad spectrum of technology solutions to multiple market places. Dr. Pi started Goodix from its inception and has successfully raised multiple runs of venture investment. He has launched leading performance products in multiple segments of market places, ranging from semiconductor, medical diagnosis, oil/energy production, and telecommunications.
Salil Prabhaker
Salil Prabhakar is cofounder and CEO of Delta ID Inc., a company bringing iris recognition technology to mobile devices such as smartphones, tablets, and laptops. Previously he was chief scientist and director of engineering at DigitalPersona Inc., where he led development of fingerprint algorithms for desktop and laptop markets. He holds a PhD from Michigan State University, East Lansing, MI, and a bachelor of technology degree from IIT Varanasi, India, both in computer science and engineering.
Bob Reany
Bob Reany is a senior vice president, Identity Solutions at MasterCard. In his current role, Reany has responsibility for the development and implementation of MasterCard's enterprise authentication strategy. This includes addressing issues for e-commerce, mobile, and biometric authentication. As part of the MasterCard Enterprise Security Solutions management team, his responsibilities include working with industry leaders to develop standardized, safe, and consumer-friendly solutions.
Prior to this assignment, Reany was the Group Head of Commerce Gateway Services. His responsibilities included product management and development of MasterCard's global e-commerce processing services, including the acquisition of DataCash business and subsequent integration efforts. In addition, his team managed the expansion and development of the MasterCard Internet Gateway Services (MiGS). Reany also served on the board of directors for DataCash LTD in this role.
Before joining MasterCard in 1996, Reany spent 10 years in the point-of-sale system industry where he managed the implementation of electronic benefits transfer services, promotion-based couponing, and payment processing for large grocery retailers in the United States.
Reany holds a bachelor's degree in business administration from the University of Missouri, St. Louis, where he has been recognized as a distinguished alumnus and inducted into the Beta Gamma Sigma business honor society. He also holds a master's degree in information management from Washington University.
Rob Rowe
Rob Rowe and two associates founded Lumidigm in July 2001 with the mission to develop a family of biometric sensors that would provide high security while being easy to use and broadly deployable across a wide range of real-world conditions. The multidisciplinary team of scientists and engineers at Lumidigm developed a novel optical fingerprint sensor based on multispectral imaging that provides state-of-the-art performance including industry-leading liveness detection. Lumidigm sensors have been deployed globally in a variety of applications in banking, health care, and other demanding market segments. Lumidigm was acquired in 2014 by HID Global, where Dr. Rowe is currently the vice president of strategic development.
Dr. Rowe has been a technology thought leader in a variety of industries including biometrics, health care, automotive, and military. He is listed as an inventor on more than 60 U.S. patents and patent applications. He received a PhD in optics from the University of Arizona and a BS in mechanical engineering from Kettering University.
Toby Rush
Toby Rush is a 13-year mobile and wireless veteran. As founder and CEO of two mobile ventures, his deep expertise in imaging, sensors, and mobility gives him early insight into the trends and technologies impacting consumers and the enterprise. Prior to his two startups, EyeVerify and Rush Tracking Systems, Toby led the product development and quality assurance for SAT Corp, a venture-funded mobile software company. Rush also started and led the MobilEdge practice group for BSI consulting. He started his career with Accenture deploying SAP enterprise systems.
Tim Sloane
Tim Sloane is a founder of Mercator Advisory Group. In 2003, he managed the Debit Advisory Service and in 2004 launched the Prepaid Advisory Service, which implemented an industry benchmark using a prepaid taxonomy that continues to guide the prepaid industry today. As the current vice president of Payments Innovation, Tim leads Mercator's research on tokenization, mobile platforms, mobile security, geolocation, big data collection and analysis, and mobile support, to name just a few of the technologies currently shaping the future of payments. Sloane has been an expert witness in federal and state courts, contributed to FDIC research, and is widely quoted in both financial and industry press, including the Wall Street Journal, New York Times, American Banker, and Digital Transactions.
Art Stewart
Stewart has more than 14 years of biometrics experience, with primary emphasis on the mobile consumer market. Starting with AuthenTec in 2002, Stewart led the very first mobile phone fingerprint biometrics integrations in Japan, South Korea, and China, and went on to assume a series of executive level positions at AuthenTec through transformational events in the rising demand for fingerprint biometrics and culminating in AuthenTec's acquisition by Apple. Stewart went on from Apple to play a lead role with Synaptics in their acquisition of Validity Sensors and is now the senior vice president of product management at IDEX. Art is a current board of directors member of the Biometrics Institute, an international body advocating principle for user privacies with the use of biometrics.
Sanjay Swamy
Best known for his leadership role at mChek, the path-breaking startup in secure payments, Swamy has trodden the tough and demanding path of an entrepreneur all through his career.
After completing his bachelor's degree in engineering, Swamy headed to Paris, where he earned a master's degree. A stint at Xerox PARC in Palo Alto provided a moment of epiphany and it's fair to say that things have never been to same since. Bitten by the desire to create, Swamy embarked on a journey to build world-beating teams and products that took him through startups like Ketera and Portal Software, mChek and Zipdial, which he cofounded in 2010. Swamy is managing partner at Prime Venture Partners.
An active member of the community, Swamy is a Rotarian and a charter member of TiE. He also played a prominent role on the UIDAI project under the leadership of Mr. Nandan Nilekani. He is a frequent speaker and evangelist in the entrepreneurship and payments circuits in the country.
Rick Swenson
Rick Swenson has more than 25 years of financial services operations experience with a number of Fortune 500 financial services companies and has been with USAA since 2005.
Swenson is currently responsible for all Member Authentication and Security Strategic Imitative for USAA. He is a Certified Fraud Examiner and has held numerous certifications including: Certified Treasury Professional and Registered Securities Representative with Series 7 & 63 designations. He has a bachelor's degree in business and finance from Augustana.
Swenson actively participates in numerous national industry fraud prevention forums including the Financial Services Roundtable, Auriemma and Early Warning Services, and The FIDO Alliance.
Mary Theofanos
Mary Theofanos is a computer scientist with the National Institute of Standards and Technology's Materials Measurement Laboratory, where she performs research on usability and human factors of systems. Theofanos is the principal architect of the Usability and Security Program evaluating the human factors and usability of cybersecurity and biometric systems. She established the Biometrics Usability Program for the federal government, the first open research program to incorporate usability into biometrics research, elevating usability to a recognized critical component of biometrics research and developing standards for ISO. Before joining NIST, she was the manager of the National Cancer Institute's (NCI) Communication Technologies Research Center (CTRC), a state-of-the-art usability testing facility for web sites, applications, and emerging technologies, as well as a training facility and collaborative design center. She spent 15 years as a program manager for software technology at the Oak Ridge National Laboratory complex of the U.S. Department of Energy.
Conor White
Conor White is President of the Americas for Daon and a member of Daon's Board of Directors. He brings over 20 years of experience innovating and deploying identity management technologies such as biometrics, smart cards, PKI in various industries including financial services, e-commerce, and national Government.
White is a respected speaker at domestic and international biometric and authentication conferences and also serves on various technology standards boards both in the United States and abroad. In addition, White is an accomplished technology inventor with more than 13 existing patents in the area of biometric authentication on mobile devices. White's leadership contributions were instrumental in another notable technology development: one of the world's first open-standards-based multi-biometric authentication programs.
White began his track record in leading technology innovation as chief architect and engineering manager at Digital Equipment Corporation's global partner eCommerce Systems. He later he served as Engineering Manager at CardBASE Technologies. White holds a BS in computer applications and an MS in computer science from Cork Institute of Technology. He is also a graduate of the Executive Leadership Program at Stanford University Graduate School of Business.
Charles "Bud" Yanak
Bud Yanak is the director of Product Management & Partner Development for Fujitsu Frontech North America's Biometric Solutions. Yanak has more than 20 years of experience in Biometric identification technologies including iris, face, fingerprint, and palm vein. Having been involved in all aspects of biometric product and system development, from requirements and design through pilot, implementation, and system deployments, he has "hands-on" experience in deploying financial and health care biometric identification solutions worldwide. Bud has an MBA from Temple University and a BS and MS in engineering from Drexel University.