2015 • No. 15–2
By Marcin Hitczenko

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This report examines the effect of adding to a longitudinal panel on estimates of population parameters in the 2012 Survey of Consumer Payment Choice (SCPC) more than 1,000 newly recruited respondents specifically targeted to fill segments of the U.S. population that tend to be underbanked and underrepresented in the longitudinal panel. In many ways, the new respondents have fundamentally different characteristics from the ongoing respondents. To minimize confounding sources of change to annual estimates when making comparisons across years, the official 2012 SCPC publication was based on the longitudinal panel only. This research data report presents estimates based on all available responses and evaluates the effect of the additional panel on these estimates. A complete set of 2012 SCPC tables with estimates based on the full sample accompanies this report.