The following banking markets have been defined by the Research Department of the Federal Reserve Bank of Atlanta. Since these markets may be revised as new information becomes available or as additional analysis of these markets is performed, it is advisable to check with the Research Department before using these definitions.
Revised August 19, 2008
| Banking Market | Description |
| Alexander City Area | Tallapoosa County less the towns of Tallassee and East Tallassee |
| Anniston Area | Calhoun County, plus the city of Heflin in Cleburne County |
| Auburn/Opelika Area | Lee County less that portion of the county that is within 12 road miles of Phenix City, Alabama or Columbus, Georgia |
| Autauga County | See Montgomery Area Banking Market |
| Baldwin County | See Mobile Area and Gulf Shores Area Banking Markets |
| Barbour County | Barbour County |
| Bibb County | See Birmingham Area Banking Market |
| Birmingham Area | Bibb, Blount, Chilton, Jefferson, St. Clair, Shelby, and Walker Counties |
| Blount County | See Birmingham Area Banking Market |
| Bullock County | Bullock County |
| Butler County | Butler County |
| Calhoun County | See Anniston Area Banking Market |
| Camden Area | Wilcox County less the town of Pine Hill |
| Chambers County | See LaGrange, GA-AL Area Banking Market |
| Chatom Area | Washington County less the city of Leroy |
| Cherokee County | Cherokee County |
| Chilton County | See Birmingham Area Banking Market |
| Choctaw County | Choctaw County |
| Clarke County | See Jackson Area Banking Market |
| Clay County | Clay County |
| Cleburne County | See Anniston Area and Carrollton, Georgia Area Banking Markets |
| Coffee County | See Enterprise Area Banking Market |
| Colbert County | See Florence Area Banking Market |
| Conecuh County | See Evergreen Area and Monroeville Area Banking Markets |
| Coosa County | Coosa County |
| Covington County | Covington County |
| Crenshaw County | Crenshaw County |
| Cullman County | Cullman County |
| Dale County | See Dothan Area and Enterprise Area Banking Markets |
| Dallas County | Dallas County |
| Decatur Area | Morgan and Lawrence Counties in AL |
| DeKalb County | DeKalb County |
| Demopolis Area | Marengo County less the town of Sweet Water |
| Dothan Area | Houston and Henry Counties plus Midland City and Newton in Dale County plus Hartford and Slocomb in Geneva County |
| Elmore County | See Montgomery Area Banking Market |
| Enterprise Area | Coffee County plus Dale County less the towns of Midland City and Newton plus the towns of Geneva and Samson in Geneva County |
| Escambia County | Escambia County |
| Etowah County | Etowah County |
| Evergreen Area | Conecuh County less the town of Repton |
| Fayette County | Fayette County |
| Florence Area | Colbert and Lauderdale Counties |
| Franklin County | Franklin County |
| Geneva County | See Dothan Area and Enterprise Area Banking Markets |
| Greene County | Greene County |
| Greensboro Area | Hale County less the city of Moundville |
| Gulf Shores Area | The towns of Elberta, Foley, Gulf Shores, Lillian, Magnolia Springs, and Orange Beach in southern Baldwin County |
| Hale County | See Greensboro Area and Tuscaloosa Area Banking Markets |
| Henry County | See Dothan Area Banking Market |
| Houston County | See Dothan Area Banking Market |
| Huntsville Area | Madison County plus Limestone County less the town of Ardmore |
| Jackson Area | Clarke County plus Sweet Water in Marengo County plus Pine Hill in Wilcox County, plus Leroy in Washington County |
| Jackson County | Jackson County |
| Jefferson County | See Birmingham Area Banking Market |
| Lamar County | Lamar County |
| Lauderdale County | See Florence Area Banking Market |
| Lawrence County | See Decatur Area Banking Market |
| Lee County | See Auburn/Opelika Area and Columbus, Georgia Area Banking Markets |
| Limestone County | See Huntsville Area and Pulaski, Tennessee Area Banking Markets |
| Lowndes County | See Montgomery Area Banking Market |
| Macon County | Macon County |
| Madison County | See Huntsville Area Banking Market |
| Marengo County | See Demopolis Area and Jackson Area Banking Markets |
| Marion County | Marion County |
| Marshall County | Marshall County |
| Mobile Area | Mobile County plus the towns of Bay Minette, Daphne, Fairhope, Loxley, Point Clear, Robertsdale, Silverhill, Spanish Fort, and Summerdale in Baldwin County |
| Mobile County | See Mobile Area Banking Market |
| Monroe County | See Monroeville Area Banking Market |
| Monroeville Area | Monroe County plus the town of Repton in Conecuh County |
| Montgomery Area | Autauga, Elmore, Lowndes and Montgomery Counties plus the towns of Tallassee and East Tallassee in Tallapoosa County |
| Montgomery County | See Montgomery Area Banking Market |
| Morgan County | See Decatur Area Banking Market |
| Perry County | Perry County |
| Pickens County | Pickens County |
| Pike County | Pike County |
| Randolph County | Randolph County |
| Russell County | See Columbus Area, Georgia Banking Market |
| St. Clair County | See Birmingham Area Banking Market |
| Shelby County | See Birmingham Area Banking Market |
| Sumter County | Sumter County |
| Talladega County | Talladega County |
| Tallapoosa County | See Montgomery Area and Alexander City Area Banking Markets |
| Tuscaloosa Area | Tuscaloosa County plus the city of Moundville in Hale County |
| Tuscaloosa County | See Tuscaloosa Area Banking Market |
| Walker County | See Birmingham Area Banking Market |
| Washington County | See Chatom Area and Jackson Area Banking Markets |
| Wilcox County | See Camden Area and Jackson Area Banking Markets |
| Winston County | Winston County |